Derek F. Alverson at Prosperity Home Mortgage - Richmond's Cover Image
Derek F. Alverson at Prosperity Home Mortgage - Richmond - Sr. Mortgage Consultant | NMLS# 244650 in Richmond, VA
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Derek F. Alverson at Prosperity Home Mortgage...

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Sr. Mortgage Consultant | NMLS# 244650

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Derek F. Alverson is a Sr. Mortgage Consultant | NMLS# 244650 for Prosperity Home Mortgage in the Richmond area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Ho... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Overall Ratings
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5 Star
94%
4 Star
5%
3 Star
1%
2 Star
0%
1 Star
0%
Reviews from Web
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    Hannah S
    Richmond, VA
    Posted on April 25th, 2024 02:45 PM
    Thanks so much for all your help! A very smooth process with great communication & customer service
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    Jonathan H
    Richmond, VA
    Posted on April 21st, 2024 05:00 PM
    Derek really helped us through the complicated mortgage process, updating us daily on the rates and advice on what he would do in certain circumstances. We really enjoyed working with Derek.
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    Karen S
    Goochland, VA
    Posted on April 17th, 2024 11:21 PM
    We made an 11th hour switch to Derek! His reputation for always closing on time was a big factor in our decision and the sellers. We switched to a VA loan and even still closed on the short timeline per the agreement. The process was amazing...
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    Tamara T
    Prince George, VA
    Posted on April 16th, 2024 04:16 PM
    Derek is wonderful and so on top of it! He also took a considerable amount of time to explain the process to my home buyers that hadn't bought a home in 35 years and they were scared. He made everything seamless!
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    Andrew M
    Manakin Sabot, VA
    Posted on April 4th, 2024 08:03 PM
    The investor that underwrote our loan had unreasonable and repeated requests that slowed our process down.
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    Sarah A
    Richmond, VA
    Posted on April 4th, 2024 01:38 PM
    was quick and efficient.
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    Leah O
    Aylett, VA
    Posted on April 2nd, 2024 02:53 PM
    I'm a first time home buyer and I was nervous about mortgages and lending. Derek took the time to explain numbers and options to me. He made himself available after 5pm to accommodate both myself and my husband's work schedules to go over details....
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    Karen J
    Aylett, VA
    Posted on April 2nd, 2024 01:49 PM
    I liked the updates on the loan status. That was helpful.
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    Vera B
    Richmond, VA
    Posted on April 1st, 2024 10:35 PM
    Up to date emails as loan process went along.
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    Nadia O
    Richmond, VA
    Posted on April 1st, 2024 01:07 PM
    Very responsive regardless of time of day or on weekdays/weekends.
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    About
    Derek F. Alverson is a Sr. Mortgage Consultant | NMLS# 244650 for Prosperity Home Mortgage in the Richmond area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Residential Loans
    Jumbo Loans
    FHA Loans
    VA Loans
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    Year Started

    2006

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS 244650
    Disclaimer
    ©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.