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Derek F. Alverson at Prosperity Home Mortgage...
Sr. Mortgage Consultant | NMLS# 244650
Derek F. Alverson is a Sr. Mortgage Consultant | NMLS# 244650 for Prosperity Home Mortgage in the Richmond area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Ho... Show More
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Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Derek consistently impresses my clients (and me!) with both his vast knowledge of products and ability to structure mortgages to their benefit. He is always readily available for any questions- evenings and weekends too. I feel lucky to have...
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Derek F. Alverson at Prosperity Home Mortgage - Richmond has received a review with 5 star rating from A G U
Derek responded quickly and efficiently to every question or thought I asked. This process was the smoothest I've ever experienced - from beginning to end, we are very pleased. Derek should be recognized for an outstanding job!
Derek F. Alverson at Prosperity Home Mortgage - Richmond has received a review with 5 star rating from Kevin W
It was made easier with docsigns for everything since i had to do most of the reviewing and signing at the beach with no computer. So it will nice being able to do most everything through my phone.
Derek is very attentive to his clients and works to make what we requested work best for us. He performs within our deadlines, and I feel as though he is genuinely working with us and educating us along the way.
Derek F. Alverson at Prosperity Home Mortgage - Richmond has received a review with 5 star rating from Kelcey M
Derek was very informative and kept a great line of communication throughout the entire process I would highly recommend he and his team
Derek was awesome! Extremely responsive communication and very helpful insight on the financial aspects of applying for and following through with a mortgage. I felt comfortable and certain that I was in good hands.
Derek F. Alverson at Prosperity Home Mortgage - Richmond has received a review with 5 star rating from Felicia T
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About
Derek F. Alverson is a Sr. Mortgage Consultant | NMLS# 244650 for Prosperity Home Mortgage in the Richmond area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Residential Loans
Jumbo Loans
FHA Loans
VA Loans
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Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 244650
Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.
