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Derek F. Alverson at Prosperity Home Mortgage...
Sr. Mortgage Consultant | NMLS# 244650

Derek F. Alverson is a Sr. Mortgage Consultant | NMLS# 244650 for Prosperity Home Mortgage in the Richmond area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Ho... Show More
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9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Clear and consistent communication
Derek was great throughout the whole process. He was very knowledgeable and responsive, which can be a relief during the process of purchasing a home . I would recommend recommend Derek to anyone!
Smooth sailing! Great communication, closed on time, and that's about all we can ever ask for!
Derek did an excelent job! Even when we ran into last minute issues, he was proactive in firuging out out possible solutions and keeping me updated on how things were progressing.
Very friendly team who are responsive and helpful with questions! Highly recommend!
Very friendly team who are responsive and helpful with questions!
Derek was easy to work with, creative and tailored a product to meet our unique situation.
Derek was easy to work with, creative, and tailored a product that would work with our unique situation.
Quick close
rek did an outstanding job walking my first time homebuyer through the loan process and approval. The prosperity closing guarantee helped him win in a competitive offer situation.! thank you for all of your help
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About
Derek F. Alverson is a Sr. Mortgage Consultant | NMLS# 244650 for Prosperity Home Mortgage in the Richmond area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Residential Loans
Jumbo Loans
FHA Loans
VA Loans
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Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 244650
Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.