Dave Cook | Denver Mortgage Lounge | A Division of Luminate Bank's Cover Image
Dave Cook | Denver Mortgage Lounge | A Division of Luminate Bank - Branch Manager / Loan Officer in Denver, CO
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Dave Cook | Denver Mortgage Lounge | A Divisi...

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Branch Manager / Loan Officer

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Empire State University
Empire State University
I'm Dave Cook, Branch Manager and Loan Officer at Denver Mortgage Lounge, a division of Luminate Bank. For 26 years, I've helped first-time homebuyers, repeat buyers, homeowners and real estate investors make confident mortgage decisions an... Show More
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Empire State University
Empire State University
Location & Business Hours
Business Hours
Wed
8 AM to 5:30 PM
Thu
8 AM to 5:30 PM
Fri
8 AM to 5:30 PM
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5 Star
99%
4 Star
1%
3 Star
0%
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Reviews from Web
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    Bill V
    Posted on April 20th, 2018 11:07 PM
    I have used Dave many times over the past 10 years to help with my buyers and wouldn't think of using anyone else for my personal needs. He is very responsive and on top of his business. And you know where you stand up front, no surprises as...
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    Tim M
    Posted on April 20th, 2018 07:22 PM
    Dave and his team were a pleasure to work with again. They make the entire mortgage process easy and stress free! Would not hesitate to use him in the future.
    Reply from Owner
    May 26th, 2026 08:42 PM
    Tim & Penny, thank you both so much for the kind words and for trusting my team and me again with your mortgage financing. It truly means a lot to have the opportunity to help you through another chapter of homeownership. We always strive to...
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    Tim M
    Posted on April 20th, 2018 07:18 PM
    Dave and his team were amazing to work with - even with the delays of new construction, they were able to close within 2 weeks once I had a closing date. They also kept me informed all throughout the process - will never use a regular bank...
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    Allison S
    Posted on April 20th, 2018 06:00 PM
    I have referred many clients to Dave Cook. He is one of the best in the business! He knows the loan products and has a great staff backing him up!
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    Tim M
    Lakewood, CO
    Posted on April 20th, 2018 12:00 AM
    Dave and his team were excellent to work with - kept me informed during the entire process. So much easier than dealing with a regular bank which I will never use again!
    Reply from Owner
    April 30th, 2018 12:00 AM
    Thanks Tim! It was a pleasure to help you through the process!
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    David A
    Posted on December 28th, 2017 07:51 PM
    I cannot thank Dave Cook and his team at Cherry Creek Mortgage enough for the easiest and smoothest closing. From the beginning, Dave listened to our desires and found the perfect solution to fit our needs. If you are looking for experience,...
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    Reply from Owner
    December 28th, 2017 08:11 PM
    Thank you David for your kind words! It was our pleasure!
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    Danny S
    Posted on December 27th, 2017 05:56 PM
    Dave and his team (Molly D) were great at getting us to the finish line. They recommended a good realtor, got my loan processed in less than a month, and were already trusted by the seller's realtor, which played a part in me winning a competitive...
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    Reply from Owner
    January 5th, 2018 02:20 AM
    Hi Danny,Thanks for the review! I was so excited to help you on this purchase and I am so glad I could help since the listing agent knew me well. You are in an amazing neighborhood and I am confident this home is going to bring you lots of...
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    Dan B
    Posted on April 24th, 2017 01:13 AM
    Had a great experience with Dave Cook and his staff. There were was a hiccup with the HOA having to deal with a lawsuit that Dave and his staff were able to figure out quickly and with no stress on our part. Dave was always available when we...
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    Anca P
    Posted on March 20th, 2017 11:22 PM
    Great service, good rates and communication! Dave and his assistant Molly have guided us smoothly through all the process.
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    Ancagp
    Morrison, CO
    Posted on March 20th, 2017 12:00 AM
    Great service, great rates and communication. Dave and his assistant Molly explained us every step of he process. They made the mortgage loan process very easy and painless. Thank you!!
    Reply from Owner
    April 30th, 2018 12:00 AM
    Thanks for this feedback! If you ever need anything just give me a call :)
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    About
    I'm Dave Cook, Branch Manager and Loan Officer at Denver Mortgage Lounge, a division of Luminate Bank. For 26 years, I've helped first-time homebuyers, repeat buyers, homeowners and real estate investors make confident mortgage decisions and build wealth through real estate. I listen to each client's goals, explain the options in plain language and provide proactive guidance from our first conversation through closing and beyond. Based in Cherry Creek North, I serve clients throughout Denver, across Colorado and nationwide. I'm proud to be recognized as a top 1 percent mortgage originator by Scotsman Guide, but the recognition that matters most is the trust reflected in hundreds of five-star client reviews.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Mortgage Lender
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Cash-Out Refinances
    Non-QM
    DSCR Loans
    Bank Statement Mortgages
    Specialities
    Bridge loans
    VA loans
    FHA loans
    Jumbo loans
    Conventional Loans
    Mortgage Lending
    Government Loans
    Purchase Loans
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    Education
    • Empire State University
      May 1997 -Sep 2000
      Empire State University logo
    Positions
    • Luminate Bank - Branch Manager
      Jan 16th, 2023 - Current
    • Celebrity Home Loans - Branch Manager
      Aug 31st, 2021 - Dec 16th, 2022
    Memberships
    • Colorado Mortgage Lenders Association
    • Mortgage Bankers Association
    • Performance Experts Leadership 360
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    Addresses and Serving Areas

    Year Started

    2000

    Time Zone

    Mountain Standard Time (MST)
    Licenses
    • NMLS # 274175
    Gallery
    Dave Cook | Denver Mortgage Lounge | A Division of Luminate Bank - Gallery Photo
    Dave Cook | Denver Mortgage Lounge | A Division of Luminate Bank - Gallery Photo
    Awards
    2013 Outstanding performance award
    2013 Outstanding p...
    2014 Outstanding performance award
    2014 Outstanding p...
    2015 Top producer award
    2015 Top producer ...
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    Achievements
    • Top 1% Mortgage Originator – Scotsman Guide
    • 26 Years of Mortgage Lending Experience
    • Yearly President’s Club Recipient
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    Hobbies
    • Smoking cigars
    • Working out
    • Going on walks with my family and our dog Tank & Bear
    • View All
    Disclaimer
    Equal Housing Lender
    Luminate Bank is an Equal Housing Lender | Member FDIC
    Luminate Bank | NMLS ID #1281698
    2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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