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Dave Cook | Denver Mortgage Lounge | A Divisi...
Branch Manager / Loan Officer


Empire State University
I'm Dave Cook, Branch Manager and Loan Officer at Denver Mortgage Lounge, a division of Luminate Bank. For 26 years, I've helped first-time homebuyers, repeat buyers, homeowners and real estate investors make confident mortgage decisions an... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5:30 PM
Thu
8 AM to 5:30 PM
Fri
8 AM to 5:30 PM
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Reviews from Web
I have used Dave many times over the past 10 years to help with my buyers and wouldn't think of using anyone else for my personal needs. He is very responsive and on top of his business. And you know where you stand up front, no surprises as...
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Dave and his team were a pleasure to work with again. They make the entire mortgage process easy and stress free! Would not hesitate to use him in the future.
Reply from Owner
May 26th, 2026 08:42 PM
Tim & Penny, thank you both so much for the kind words and for trusting my team and me again with your mortgage financing. It truly means a lot to have the opportunity to help you through another chapter of homeownership. We always strive to...
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Dave and his team were amazing to work with - even with the delays of new construction, they were able to close within 2 weeks once I had a closing date. They also kept me informed all throughout the process - will never use a regular bank...
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I have referred many clients to Dave Cook. He is one of the best in the business! He knows the loan products and has a great staff backing him up!
Dave and his team were excellent to work with - kept me informed during the entire process. So much easier than dealing with a regular bank which I will never use again!
Reply from Owner
April 30th, 2018 12:00 AM
Thanks Tim! It was a pleasure to help you through the process!
I cannot thank Dave Cook and his team at Cherry Creek Mortgage enough for the easiest and smoothest closing. From the beginning, Dave listened to our desires and found the perfect solution to fit our needs. If you are looking for experience,...
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Reply from Owner
December 28th, 2017 08:11 PM
Thank you David for your kind words! It was our pleasure!
Dave and his team (Molly D) were great at getting us to the finish line. They recommended a good realtor, got my loan processed in less than a month, and were already trusted by the seller's realtor, which played a part in me winning a competitive...
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Reply from Owner
January 5th, 2018 02:20 AM
Hi Danny,Thanks for the review! I was so excited to help you on this purchase and I am so glad I could help since the listing agent knew me well. You are in an amazing neighborhood and I am confident this home is going to bring you lots of...
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Had a great experience with Dave Cook and his staff. There were was a hiccup with the HOA having to deal with a lawsuit that Dave and his staff were able to figure out quickly and with no stress on our part. Dave was always available when we...
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Great service, good rates and communication! Dave and his assistant Molly have guided us smoothly through all the process.
Great service, great rates and communication. Dave and his assistant Molly explained us every step of he process. They made the mortgage loan process very easy and painless. Thank you!!
Reply from Owner
April 30th, 2018 12:00 AM
Thanks for this feedback! If you ever need anything just give me a call :)
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About
I'm Dave Cook, Branch Manager and Loan Officer at Denver Mortgage Lounge, a division of Luminate Bank. For 26 years, I've helped first-time homebuyers, repeat buyers, homeowners and real estate investors make confident mortgage decisions and build wealth through real estate. I listen to each client's goals, explain the options in plain language and provide proactive guidance from our first conversation through closing and beyond. Based in Cherry Creek North, I serve clients throughout Denver, across Colorado and nationwide. I'm proud to be recognized as a top 1 percent mortgage originator by Scotsman Guide, but the recognition that matters most is the trust reflected in hundreds of five-star client reviews.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Cash-Out Refinances
Non-QM
DSCR Loans
Bank Statement Mortgages
Specialities
Bridge loans
VA loans
FHA loans
Jumbo loans
Conventional Loans
Mortgage Lending
Government Loans
Purchase Loans
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Education
- Empire State UniversityMay 1997 -Sep 2000

Positions
- Luminate Bank - Branch Manager Jan 16th, 2023 - Current
- Celebrity Home Loans - Branch ManagerAug 31st, 2021 - Dec 16th, 2022
Memberships
- Colorado Mortgage Lenders Association
- Mortgage Bankers Association
- Performance Experts Leadership 360
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS # 274175
Gallery


Awards
2013 Outstanding p...
2014 Outstanding p...
2015 Top producer ...
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Achievements
- Top 1% Mortgage Originator – Scotsman Guide
- 26 Years of Mortgage Lending Experience
- Yearly President’s Club Recipient
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Hobbies
- Smoking cigars
- Working out
- Going on walks with my family and our dog Tank & Bear
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Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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