Denise Hosek
Senior Loan Officer | NMLS #568715
I pride myself on being a trusted partner in my clients' journeys toward homeownership. From our very first conversation, I take the time to understand each client’s unique situation. Whether it’s first-time homebuyers feeling overwhelmed o... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Dealing with Denise was a pleasure. There are many challenges with purchase a home, but she really makes it a wonderful experience! We will use her again and again!
Denise is great and I would highly recommend her services.
It's been a long time since we've purchased real estate and Denise was extremely helpful in giving us guidance! She was incredible to work with, and we're very happy with the end result.
We were referred to Denise by our financial advisor and could not have been happier the loan experience. Denise was always available and responded very quickly when we had questions. We would definitely use Denise and Highland again in the...
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We could not have asked for a better person to work with. Denise from the start understood our situation and worked the hardest to find us the best interest rate. As things came up along the way, she was able to be flexible and work with us...
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Denise and her team were able to successfully help us refinance our mortgage and help us consolidate our debt as well in one fell swoop. The process was easy to understand and she was there at the drop of a hat any time we had questions along...
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It was a pleasure working with Denise and her team. We ran into a hiccup with the appraisal a few days before closing but Denise was able to push to get the issue resolved quickly so we could close.
Denise and her team were wonderful to work with. We ran into some hiccups during the appraisal process but Denise was able to push to get the issue resolved very quickly. Thank you Highlands Mortgage!
Denise and her team were excellent to work with. They were knowledgeable, prompt and genuinely cared about our experience!
Denise was always available and friendly.
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About
I pride myself on being a trusted partner in my clients' journeys toward homeownership. From our very first conversation, I take the time to understand each client’s unique situation. Whether it’s first-time homebuyers feeling overwhelmed or seasoned investors looking to expand their portfolios, I tailor my approach to meet their needs. I leverage my extensive knowledge of the mortgage industry and markets to provide clear, concise information, demystifying the loan process and empowering clients to make informed decisions.
Seeing my clients achieve their dream of homeownership is the most rewarding aspect of my work, and it’s what drives me to maintain my 5-star reputation.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Buy Before You Sell programs
Renovation loans
Conventional, VA, FHA, USDA loans
Jumbo loans
Creative financing for Self-Employed Buyers and Investors
Refinances & Cash Out loans
Debt Consolidation
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Positions
- HMA - Branch ManagerDec 1st, 2023 - Current
Memberships
- Certified Mortgage Advisors
- Veteran Mortgage Advisors
- Mortgage Bankers Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2010
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #568715
- Texas
Achievements
- Certified Mortgage Advisor, 2021
- Certified Veteran Advisor, 2023
Hobbies
- Kayaking
- Cooking
- Dancing to live music
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Disclaimer
© 2026 Affordable Mortgage Advisors, LLC dba HMA Mortgage. NMLS # 139164. Equal Housing Opportunity