Denise Hosek
Senior Loan Officer | NMLS #568715
I pride myself on being a trusted partner in my clients' journeys toward homeownership. From our very first conversation, I take the time to understand each client’s unique situation. Whether it’s first-time homebuyers feeling overwhelmed o... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Denise is knowledgeable, available and responsive.
Denise was incredible fast and efficient, and went above and beyond to secure our loan despite a few obstacles. Without her help, I don't know if we would have achieved this dream!
This was my first home buying experience and I had a LOT of questions. Denise was very thorough (and patient!) answering all my questions. She was also very diligent about making sure I knew what to expect throughout the whole process. I really...
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Denise was awesome! I totally appreciated her availability at all hours of the day, week and weekend. She worked well with my client who was a first-time buyer and went the extra step of being at the closing, which was very thoughtful and a...
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Denise was great in every way, every step of the way. Personable, communicative, and right on time for any questions. I felt that she went over and above for us.
Denise provided with good service. I would have appreciated if the closing cost were declared earlier and not at the last moment. Closing cost should mention prepays and everything else. So that we know what we getting into.
Denise was wonderful to work with! She has a great work ethic! I would highly recommend her to anyone in need of a lender.
Denise
Is our go to lender because she takes great care of our clients but also makes sure we know everything that is going on. Her communication skills are top notch. Grateful to her working with us!
Communication surrounding the appraisal could have been better. Don't tell me it's back and fine and then send a note later that there are issues to be addressed. Or day of closing that there is one other item being considered. Please review...
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Denise went the extra mile to make the process move smoothly. She put in extra work that most people wouldn’t do. She made a stressful time a great experience and I’d recommend her to anyone in need of a mortgage. Thank you!
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About
I pride myself on being a trusted partner in my clients' journeys toward homeownership. From our very first conversation, I take the time to understand each client’s unique situation. Whether it’s first-time homebuyers feeling overwhelmed or seasoned investors looking to expand their portfolios, I tailor my approach to meet their needs. I leverage my extensive knowledge of the mortgage industry and markets to provide clear, concise information, demystifying the loan process and empowering clients to make informed decisions.
Seeing my clients achieve their dream of homeownership is the most rewarding aspect of my work, and it’s what drives me to maintain my 5-star reputation.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Buy Before You Sell programs
Renovation loans
Conventional, VA, FHA, USDA loans
Jumbo loans
Creative financing for Self-Employed Buyers and Investors
Refinances & Cash Out loans
Debt Consolidation
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Positions
- HMA - Branch ManagerDec 1st, 2023 - Current
Memberships
- Certified Mortgage Advisors
- Veteran Mortgage Advisors
- Mortgage Bankers Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2010
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #568715
- Texas
Achievements
- Certified Mortgage Advisor, 2021
- Certified Veteran Advisor, 2023
Hobbies
- Kayaking
- Cooking
- Dancing to live music
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Disclaimer
© 2026 Affordable Mortgage Advisors, LLC dba HMA Mortgage. NMLS # 139164. Equal Housing Opportunity