Denise Hosek
Senior Loan Officer | NMLS #568715
I pride myself on being a trusted partner in my clients' journeys toward homeownership. From our very first conversation, I take the time to understand each client’s unique situation. Whether it’s first-time homebuyers feeling overwhelmed o... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Great service and clear communication, highly recommend!
Denise made the process go quick and easy.
Denise was great to work with! We will recommend her to our friends and family for sure!
Denise was very detailed and took her time to explain things. She even had surgery throughout our loan process and still was able to keep up her awesome work ethic! Thank you Denise for helping us!
Denise was amazing, so professional and extremely helpful not to mention knowledgeable - enjoyed doing business with her and would highly recommend her!!
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I can’t say enough about how GREAT Denise is. From the very beginning we felt like we had a trusted friend guiding us through the whole process. She was available and easy to talk to, explaining each step as we went. The whole experience was...
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Denise was my lender for buying my second home, and I don't want to work with anyone else in the future. She did a great job of balancing information I needed to know now with what she could cover down the line; there's an overwhelming amount...
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This was the easiest mortgage experience we’ve ever had.
Denise and the team at Highlands Mortgage are, without question, the best lenders I have ever worked with. We've owned 3 previous homes and it's always been a hassle; not so with Highlands. Our part was done (with one very minor exception)...
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About
I pride myself on being a trusted partner in my clients' journeys toward homeownership. From our very first conversation, I take the time to understand each client’s unique situation. Whether it’s first-time homebuyers feeling overwhelmed or seasoned investors looking to expand their portfolios, I tailor my approach to meet their needs. I leverage my extensive knowledge of the mortgage industry and markets to provide clear, concise information, demystifying the loan process and empowering clients to make informed decisions.
Seeing my clients achieve their dream of homeownership is the most rewarding aspect of my work, and it’s what drives me to maintain my 5-star reputation.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Buy Before You Sell programs
Renovation loans
Conventional, VA, FHA, USDA loans
Jumbo loans
Creative financing for Self-Employed Buyers and Investors
Refinances & Cash Out loans
Debt Consolidation
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Positions
- HMA - Branch ManagerDec 1st, 2023 - Current
Memberships
- Certified Mortgage Advisors
- Veteran Mortgage Advisors
- Mortgage Bankers Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2010
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #568715
- Texas
Achievements
- Certified Mortgage Advisor, 2021
- Certified Veteran Advisor, 2023
Hobbies
- Kayaking
- Cooking
- Dancing to live music
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Disclaimer
© 2026 Affordable Mortgage Advisors, LLC dba HMA Mortgage. NMLS # 139164. Equal Housing Opportunity