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Denise Hosek - Senior Loan Officer | NMLS #568715 in Katy, TX

Denise Hosek

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Senior Loan Officer | NMLS #568715

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I pride myself on being a trusted partner in my clients' journeys toward homeownership. From our very first conversation, I take the time to understand each client’s unique situation. Whether it’s first-time homebuyers feeling overwhelmed o... Show More
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
99%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
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    Thomas L B
    CYPRESS, TX
    Posted on September 1st, 2021 03:41 PM
    Denise was very knowledgeable and easy to work with
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    Joel A
    Pflugerville, TX
    Posted on August 16th, 2021 05:46 PM
    Open lines of communication. Friendly cooperation in solving some small issues. Smooth and transparent transaction.
  • Encompass
    C
    Charles S
    Austin, TX
    Posted on August 16th, 2021 04:51 PM
    Denise is always quick to respond to any questions and truly listens to a clients need and wishes. These qualities make for a smooth and confident transaction for all my clients and especially those 1st time home Buyer.
  • Encompass
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    Kristyn H L
    Taylor, TX
    Posted on August 16th, 2021 02:00 PM
    Great experience all around, thanks for helping us close!
  • Encompass
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    Tara L
    Cedar Park, TX
    Posted on August 16th, 2021 12:42 PM
    Denise and her team are very communicative and patient. This makes all the difference for my buyer clients.
  • Encompass
    D
    Denise A M
    Austin, TX
    Posted on August 14th, 2021 06:12 PM
    Worked hard for both sides during a difficult appraisal situation
  • Encompass
    J
    John W
    Cedar Park, TX
    Posted on August 11th, 2021 04:14 PM
    Your people. The process seems very intense but your staff were great.
  • Encompass
    K
    Kathe W
    Cedar Park, TX
    Posted on August 11th, 2021 11:18 AM
    Denise was very prompt, helpful, got back to us with answers we needed, and shepherded us through the process with good humor.
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    Oliver O
    Austin, TX
    Posted on August 11th, 2021 04:00 AM
    Denise is the BEST! :) Patient, always explained things we were worried about very calmly and thoroughly. Made us feel very confident and comfortable throughout the entire process.
  • Encompass
    M
    Meri P
    Austin, TX
    Posted on August 7th, 2021 03:12 AM
    Denise is very responsive, even on weekends. She was also very thorough and good at walking us through all the steps and real estate jargon.
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    About
    I pride myself on being a trusted partner in my clients' journeys toward homeownership. From our very first conversation, I take the time to understand each client’s unique situation. Whether it’s first-time homebuyers feeling overwhelmed or seasoned investors looking to expand their portfolios, I tailor my approach to meet their needs. I leverage my extensive knowledge of the mortgage industry and markets to provide clear, concise information, demystifying the loan process and empowering clients to make informed decisions. Seeing my clients achieve their dream of homeownership is the most rewarding aspect of my work, and it’s what drives me to maintain my 5-star reputation.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Buy Before You Sell programs
    Renovation loans
    Conventional, VA, FHA, USDA loans
    Jumbo loans
    Creative financing for Self-Employed Buyers and Investors
    Refinances & Cash Out loans
    Debt Consolidation
    What is the Search Rank Score®?
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    Positions
    • HMA - Branch Manager
      Dec 1st, 2023 - Current
    Memberships
    • Certified Mortgage Advisors
    • Veteran Mortgage Advisors
    • Mortgage Bankers Association
    Addresses and Serving Areas

    Year Started

    2010

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS #568715
    • Texas
    Achievements
    • Certified Mortgage Advisor, 2021
    • Certified Veteran Advisor, 2023
    Hobbies
    • Kayaking
    • Cooking
    • Dancing to live music
    • View All
    Disclaimer
    © 2026 Affordable Mortgage Advisors, LLC dba HMA Mortgage. NMLS # 139164. Equal Housing Opportunity