David Joyner
VP, Mortgage Sales Manager | NMLS # 116874
As an experienced lender, David Joyner is readily available to guide you through the home financing process. David has 20 years of experience in the industry and is a 4-time Chairman’s Club Winner. He is experienced in working with first-ti... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
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Reviews from Web
David walked me through the loan process with patience and kindness…every step of the way. Would highly recommend!
For a potentially stressful and difficult task, it was instead low stress and relatively easy. All the steps were clearly communicated throughout the process.
Very efficient and responsive. The whole transaction went seamlessly.
We realtors in Virginia. We work with mortgage agents regularly. We can attest that David is in the upper 1% of mortgage professionals with respect to knowledge, responsiveness, and smoothness of transaction.
From day one David made us very comfortable with the whole process. He was very easy to talk. He always had time for us and always answered our questions quickly and accurately. Ultimately, I felt like we were working with a friend on this...
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David Joyner has received a review with 5 star rating from Linda P
Reply from Owner
January 9th, 2026 11:10 AM
Thank you, Linda!
David was always available to answer my questions even after normal business hours and on weekends.
Very knowledgeable and easy to work with, once I provided the information he needed Dave took care of the rest! Thanks again!!
David is very professional, responsive & thorough.
It was a pleasure working with him during this transaction. I will be referring him as well as working with him on future mortgages.
David and his Team have been extremely responsive to me throughout the entire refinance process and I truly appreciate all that they have done to help me.
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About
As an experienced lender, David Joyner is readily available to guide you through the home financing process. David has 20 years of experience in the industry and is a 4-time Chairman’s Club Winner. He is experienced in working with first-time buyers and self-employed buyers, as well as those looking to purchase a second home or investment property. Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, David’s industry knowledge ensures you will find the best loan to meet your individual home buying needs. David is an active member of his community, serving as past president of the Kitty Hawk Rotary as well as, being a member of the Outer Banks Association of Realtors.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank - Area Sales Manager, Sr. Loan OfficerJan 1st, 2018 - Current
Memberships
- Outer Banks Association of Realtors
- Outer Banks Home Builders Association
- Kitty Rotary
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 116874
Awards
Hobbies
- Golf
- Fishing
Disclaimer
TowneBank Mortgage. NMLS 512138. Equal Housing Lender.
TowneBank Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. TowneBank Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. TowneBank Mortgage mortgage loan officers live in your communities and know the area.
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