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David W. Smith at CrossCountry Mortgage - Senior Loan Officer | NMLS #188852 in Woodstock, VA

David W. Smith at CrossCountry Mortgage

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Senior Loan Officer | NMLS #188852

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Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Martinsburg, WV. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consi... Show More
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5 Star
89%
4 Star
11%
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Reviews from Web
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    Francesca W
    Berkeley Springs, WV
    Posted on August 29th, 2025 11:35 AM
    David and his team worked diligently to make sure we had everything squared away with the closing of our new home. On top of that, they answered every question we had in detail and were always there for us. They made our home buying experience...
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    Reply from David W. Smith
    September 5th, 2025 11:36 AM
    I'm glad to know your home buying experience was smooth, Francesca. It was truly my aim to provide clear answers and guidance throughout your journey. Thank you for taking the time to leave such a positive review. If you have any questions...
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    Austin D
    Hedgesville, WV
    Posted on April 19th, 2025 05:07 PM
    Dave Smith is awesome, he is great at communicating and he explains everything very well so it's very easy to understand. I have zero complaints with his service, and if I know of anyone looking to buy I will recommend him every time
    Reply from David Smith at CrossCountry Mortgag...
    April 22nd, 2025 02:56 PM
    Thank you so much for allowing me the opportunity to help you. I hope you enjoy your new home and make many wonderful memories. Im always here if you need me again in the future.
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    Evanlouis V
    Martinsburg, WV
    Posted on March 30th, 2025 06:14 PM
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    Walter P
    Inwood, WV
    Posted on March 25th, 2025 12:56 AM
    David was very knowledgeable of his job! & went above & beyond to get our loan approved. Thanks bro!! Couldnt Couldn't have done this without your help & knowledge!!
    Reply from David Smith at CrossCountry Mortgag...
    March 25th, 2025 02:36 AM
    I cant thank you enough for allowing me the opportunity to work with you. Your persistence and patience throughout the process was greatly appreciated. You deserve this home. I wish you both the best! If you need anything, please do not hesitate...
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    Angela W
    Inwood, WV
    Posted on March 8th, 2025 03:12 AM
    My loan officer was dedicated to seeing me through this process every step of the way.David S. worked with my schedule and situation 😌 Super nice guy ! Thanks,David!
    Reply from David Smith at CrossCountry Mortgag...
    March 11th, 2025 12:12 AM
    It was an honor and privilege to work with you! I wish you the best in your new home!!
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    Jack W
    Martinsburg, WV
    Posted on January 17th, 2025 02:48 PM
    David was very responsive and helpful. He had great advice and counsel. He stayed on top of the process and made sure we closed on time with a small window of time!
    Reply from David Smith at CrossCountry Mortgag...
    January 24th, 2025 02:48 PM
    I'm thrilled to hear that you had a positive experience with CrossCountry Mortgage, Jack! It's my top priority to be as responsive and helpful as I possibly can throughout this entire process. Your kind words and your 5-star rating mean a lot...
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    Lisagibson3
    Charles Town, WV
    Posted on July 25th, 2020 12:00 AM
    David was awesome to work with he explained everything step by step it was a long. Process but he kept us going through it He was knowledgeable and confident in all he was doing Thank you so much David.
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    Bill U
    Bunker Hill, WV
    Posted on October 12th, 2019 12:00 AM
    Being a transfer from another state, having David was an asset. He worked hard with and for me. Once everything was together, the rest was smooth. He was patient and explained every step, answered questions, and followed up as needed.
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    Simonebillings824
    Inwood, WV
    Posted on April 7th, 2019 12:00 AM
    Mr Smith was wonderful to work with!! Very pleasant, kept me up to date on everything that was required from me. He took the time to assist when ever needed, and will work with you to make sure that you will leave with a new home. I would rate...
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    About
    Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Martinsburg, WV. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #188852 | Branch NMLS #2686382
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Specialities
    Conventional Loan
    VA Loan
    Jumbo Loan
    Fixed Rate Mortgage
    Adjustable Rate Mortgage
    FHA Loan
    USDA Home Loan
    FHA 203k Limited Refinance
    View All
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    Year Started

    2007

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • 188852
    Disclaimer
    Equal Housing Opportunity

    CrossCountry Mortgage, LLC
    2160 Superior Avenue, Cleveland, OH 44114

    NMLS3029 | MB.803095

    DISCLOSURES & LICENSES

    PRIVACY STATEMENT

    NMLS CONSUMER ACCESS