

David W. Smith at CrossCountry Mortgage
Senior Loan Officer | NMLS #188852

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Martinsburg, WV. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consi... Show More
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David and his team worked diligently to make sure we had everything squared away with the closing of our new home. On top of that, they answered every question we had in detail and were always there for us. They made our home buying experience...
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Reply from David W. Smith
September 5th, 2025 11:36 AM
I'm glad to know your home buying experience was smooth, Francesca. It was truly my aim to provide clear answers and guidance throughout your journey. Thank you for taking the time to leave such a positive review. If you have any questions...
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Dave Smith is awesome, he is great at communicating and he explains everything very well so it's very easy to understand. I have zero complaints with his service, and if I know of anyone looking to buy I will recommend him every time
Reply from David Smith at CrossCountry Mortgag...
April 22nd, 2025 02:56 PM
Thank you so much for allowing me the opportunity to help you. I hope you enjoy your new home and make many wonderful memories. Im always here if you need me again in the future.
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David was very knowledgeable of his job! & went above & beyond to get our loan approved. Thanks bro!! Couldnt Couldn't have done this without your help & knowledge!!
Reply from David Smith at CrossCountry Mortgag...
March 25th, 2025 02:36 AM
I cant thank you enough for allowing me the opportunity to work with you. Your persistence and patience throughout the process was greatly appreciated. You deserve this home. I wish you both the best! If you need anything, please do not hesitate...
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My loan officer was dedicated to seeing me through this process every step of the way.David S. worked with my schedule and situation 😌 Super nice guy !
Thanks,David!
Reply from David Smith at CrossCountry Mortgag...
March 11th, 2025 12:12 AM
It was an honor and privilege to work with you! I wish you the best in your new home!!
David was very responsive and helpful. He had great advice and counsel. He stayed on top of the process and made sure we closed on time with a small window of time!
Reply from David Smith at CrossCountry Mortgag...
January 24th, 2025 02:48 PM
I'm thrilled to hear that you had a positive experience with CrossCountry Mortgage, Jack! It's my top priority to be as responsive and helpful as I possibly can throughout this entire process. Your kind words and your 5-star rating mean a lot...
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David was awesome to work with he explained everything step by step it was a long. Process but he kept us going through it He was knowledgeable and confident in all he was doing Thank you so much David.
Being a transfer from another state, having David was an asset. He worked hard with and for me. Once everything was together, the rest was smooth. He was patient and explained every step, answered questions, and followed up as needed.
Mr Smith was wonderful to work with!! Very pleasant, kept me up to date on everything that was required from me. He took the time to assist when ever needed, and will work with you to make sure that you will leave with a new home. I would rate...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Martinsburg, WV. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #188852 | Branch NMLS #2686382
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Year Started
2007
Time Zone
Pacific Standard Time (PST)
Licenses
- 188852
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095