

David W. Smith at CrossCountry Mortgage
Senior Loan Officer | NMLS #188852

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Martinsburg, WV. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consi...... Show More
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David was AWESOME! He was super helpful and very accessible for the multitude of questions I invariably had for him. GREAT person!
Reply from David W. Smith
July 6th, 2026 01:53 PM
I'm glad to hear that you found my assistance helpful and that I could be there for your questions, Davis. It's always nice to know my efforts helped make the process a positive one for you. If there's anything else I can do to assist, please...
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David worked with us every step of the way! He was knowledgeable, timely and accountable. He treated every question as an important one no matter how simple! There was also a great team along with David making it a streamlined process! I would...
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Reply from David W. Smith
June 30th, 2026 07:22 PM
I'm grateful for your kind words, Micah. It's wonderful to hear that you found my support and the team's efforts helpful throughout the process. If you ever need assistance again or have more questions, please don't hesitate to reach out.
Upbeat, professional, kept me updated
Reply from David W. Smith at CrossCountry Mort...
June 20th, 2026 01:05 PM
Thank you so much for the wonderful review. It was a pleasure working with you. I would be honored to have the opportunity to work with you again in the near future.
David always does a great job that is why I use him.
Reply from David W. Smith
May 18th, 2026 02:13 PM
I really appreciate the feedback and am looking forward to working with you again.
Dave is very informative, has great communication, and always keeps clients best interests first!
Reply from David W. Smith
May 15th, 2026 05:39 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
David Smith made all the difference. True professional.
Reply from David W. Smith
March 26th, 2026 07:53 PM
I appreciate your kind words, Robert. Knowing that my efforts positively impacted your experience means a lot. If there's anything more I can assist you with in the future, please feel free to reach out.
Dave is the BEST!!
Reply from David W. Smith at CrossCountry Mort...
November 3rd, 2025 05:38 PM
Thank you! It was an absolute pleasure to finally get this done for you guys. Thank you for having faith in me! Happy Thanksgiving and Merry Christmas!! Enjoy your holiday season!
Dave was so good at explaining every step and the pros and cons of each option. he was easily available and he always got back to me quickly. I am not a finance person and the idea of buying a new house and having to gather all the paperwork...
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Reply from David W. Smith
October 1st, 2025 10:43 AM
It's great to hear that my explanations made the process clearer and less intimidating for you, Rachel. I'm pleased I could be available when you needed guidance and make things easier with the financial aspects of buying a house. If you ever...
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David and his team worked diligently to make sure we had everything squared away with the closing of our new home. On top of that, they answered every question we had in detail and were always there for us. They made our home buying experience...
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Reply from David W. Smith
September 5th, 2025 11:36 AM
I'm glad to know your home buying experience was smooth, Francesca. It was truly my aim to provide clear answers and guidance throughout your journey. Thank you for taking the time to leave such a positive review. If you have any questions...
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Dave Smith is awesome, he is great at communicating and he explains everything very well so it's very easy to understand. I have zero complaints with his service, and if I know of anyone looking to buy I will recommend him every time
Reply from David Smith at CrossCountry Mortgag...
April 22nd, 2025 02:56 PM
Thank you so much for allowing me the opportunity to help you. I hope you enjoy your new home and make many wonderful memories. Im always here if you need me again in the future.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Martinsburg, WV. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #188852 | Branch NMLS #2686382
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Search Rank ScoreLearn More →
416
/850
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Year Started
2007
Time Zone
Pacific Standard Time (PST)
Licenses
- 188852
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095