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David W. Smith at CrossCountry Mortgage - Senior Loan Officer | NMLS #188852 in Woodstock, VA

David W. Smith at CrossCountry Mortgage

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Senior Loan Officer | NMLS #188852

4.81
(14)
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Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Woodstock, VA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside...... Show More
Overall Ratings
4.81
(14)
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  • 5.0
    TotalExpert
    K
    Kevin C
    Charles Town, WV
    Posted on May 10th, 2026 07:32 PM
    David always does a great job that is why I use him.
    Reply from David W. Smith
    May 18th, 2026 02:13 PM
    I really appreciate the feedback and am looking forward to working with you again.
  • 5.0
    TotalExpert
    L
    Lisa S
    Charles Town, WV
    Posted on May 8th, 2026 05:38 PM
    Dave is very informative, has great communication, and always keeps clients best interests first!
    Reply from David W. Smith
    May 15th, 2026 05:39 PM
    Thank you for the 5-Star review. If you need anything, feel free to give us a call.
  • 5.0
    TotalExpert
    R
    Robert C
    Martinsburg, WV
    Posted on March 19th, 2026 07:53 PM
    David Smith made all the difference. True professional.
    Reply from David W. Smith
    March 26th, 2026 07:53 PM
    I appreciate your kind words, Robert. Knowing that my efforts positively impacted your experience means a lot. If there's anything more I can assist you with in the future, please feel free to reach out.
  • 5.0
    TotalExpert
    N
    Natasha M
    Greenville, WV
    Posted on October 30th, 2025 06:05 PM
    Dave is the BEST!!
    Reply from David W. Smith at CrossCountry Mort...
    November 3rd, 2025 05:38 PM
    Thank you! It was an absolute pleasure to finally get this done for you guys. Thank you for having faith in me! Happy Thanksgiving and Merry Christmas!! Enjoy your holiday season!
  • 5.0
    API
    R
    Rachel S
    Martinsburg, WV
    Posted on September 24th, 2025 10:42 AM
    Dave was so good at explaining every step and the pros and cons of each option. he was easily available and he always got back to me quickly. I am not a finance person and the idea of buying a new house and having to gather all the paperwork...
    read more
    Reply from David W. Smith
    October 1st, 2025 10:43 AM
    It's great to hear that my explanations made the process clearer and less intimidating for you, Rachel. I'm pleased I could be available when you needed guidance and make things easier with the financial aspects of buying a house. If you ever...
    read more
  • 5.0
    API
    F
    Francesca W
    Berkeley Springs, WV
    Posted on August 29th, 2025 11:35 AM
    David and his team worked diligently to make sure we had everything squared away with the closing of our new home. On top of that, they answered every question we had in detail and were always there for us. They made our home buying experience...
    read more
    Reply from David W. Smith
    September 5th, 2025 11:36 AM
    I'm glad to know your home buying experience was smooth, Francesca. It was truly my aim to provide clear answers and guidance throughout your journey. Thank you for taking the time to leave such a positive review. If you have any questions...
    read more
  • 5.0
    API
    A
    Austin D
    Hedgesville, WV
    Posted on April 19th, 2025 05:07 PM
    Dave Smith is awesome, he is great at communicating and he explains everything very well so it's very easy to understand. I have zero complaints with his service, and if I know of anyone looking to buy I will recommend him every time
    Reply from David Smith at CrossCountry Mortgag...
    April 22nd, 2025 02:56 PM
    Thank you so much for allowing me the opportunity to help you. I hope you enjoy your new home and make many wonderful memories. Im always here if you need me again in the future.
  • 3.5
    API
    E
    Evanlouis V
    Martinsburg, WV
    Posted on March 30th, 2025 06:14 PM
    N/a n/A n/A n/A n/a
  • 5.0
    API
    W
    Walter P
    Inwood, WV
    Posted on March 25th, 2025 12:56 AM
    David was very knowledgeable of his job! & went above & beyond to get our loan approved. Thanks bro!! Couldnt Couldn't have done this without your help & knowledge!!
    Reply from David Smith at CrossCountry Mortgag...
    March 25th, 2025 02:36 AM
    I cant thank you enough for allowing me the opportunity to work with you. Your persistence and patience throughout the process was greatly appreciated. You deserve this home. I wish you both the best! If you need anything, please do not hesitate...
    read more
  • 5.0
    API
    A
    Angela W
    Inwood, WV
    Posted on March 8th, 2025 03:12 AM
    My loan officer was dedicated to seeing me through this process every step of the way.David S. worked with my schedule and situation 😌 Super nice guy ! Thanks,David!
    Reply from David Smith at CrossCountry Mortgag...
    March 11th, 2025 12:12 AM
    It was an honor and privilege to work with you! I wish you the best in your new home!!
  • 10 of 14
    About
    Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Woodstock, VA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #188852 | Branch NMLS #2686382
    Specialities
    Conventional Loan
    VA Loan
    Jumbo Loan
    Fixed Rate Mortgage
    Adjustable Rate Mortgage
    FHA Loan
    USDA Home Loan
    FHA 203k Limited Refinance
    View All
    400
    /850
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    Year Started

    2007

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • 188852
    Disclaimer
    Equal Housing Opportunity

    CrossCountry Mortgage, LLC
    2160 Superior Avenue, Cleveland, OH 44114

    NMLS3029 | MB.803095

    DISCLOSURES & LICENSES

    PRIVACY STATEMENT

    NMLS CONSUMER ACCESS