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David Ratti - Loan Originator | NMLS # 532652 in Rockville, MD

David Ratti

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Loan Originator | NMLS # 532652

Company Logo
Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Overall Ratings
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5 Star
96%
4 Star
0%
3 Star
0%
2 Star
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1 Star
4%
Reviews from Web
  • Encompass
    W
    William C
    ANNAPOLIS, MD
    Posted on June 5th, 2025 09:42 AM
    The only problem I had was the initial application for mortgage through you led to hundreds of phone calls from lenders. somewhere in the process you use a service that sells that information. you should decline to allow that on behalf of your...
    read more
    Reply from David Ratti
    June 18th, 2025 09:44 AM
    We appreciate your feedback and understand your frustration regarding the phone calls you received. The protection of our clients' information is a priority, and we are committed to addressing this issue. Please reach out directly so we can...
    read more
  • Encompass
    J
    Jane S
    HANOVER, MD
    Posted on May 22nd, 2025 12:10 PM
    The team was very helpful and friendly. They took their time to make sure everything went accordingly.
    Reply from David Ratti
    June 1st, 2025 12:11 PM
    Thank you, Jane, for your kind words. I'm delighted to hear that you found our team at Envoy Mortgage Ltd helpful and friendly. It was a pleasure ensuring everything went smoothly for you. If you have any further questions or need assistance...
    read more
  • Encompass
    F
    Frederick R
    BALTIMORE, MD
    Posted on May 15th, 2025 06:33 PM
    Everything was done so quickly and efficientl! Couldn't be happier with the support we recieved from everyone in the Envoy team!!
    Reply from David Ratti
    May 25th, 2025 06:34 PM
    I'm thrilled to hear that you were pleased with the quick and efficient service, Frederick. It was a pleasure to assist you, and I'm glad our team at Envoy Mortgage Ltd could provide the support you needed.
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    About
    Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, Envoy Mortgage, Ltd. NMLS #6666.
    Products & Services
    Mortgage Loan Officer
    VA Home Loan
    USDA Loans
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    Addresses and Serving Areas
    Primary Serving Area

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS # 532652
    Disclaimer
    Equal Housing Opportunity

    ©2026 Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved
    952 Echo Lane, Suite 190 Houston, TX, 77024
    (877) 232-2461 or (713) 977-8005

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