

Top 5%
David McLaughlin
Mortgage Loan Originator


Temple University
David McLaughlin is a top 1% mortgage advisor with 31 years of experience, dedicated to helping clients move forward with clarity, confidence, and personalized mortgage solutions. At Luminate Bank, our mission is to deliver a better mortgag... Show More
Location & Business Hours
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9 AM to 5 PM
Tues
9 AM to 5 PM
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Reviews from Web
Can’t say enough good things. Process and professionalism was amazing!! Thank you David
Reply from Owner
April 17th, 2026 02:06 PM
I'm grateful for your kind words, Bryan! It's appreciated to know that you appreciated the process and professionalism. Thank you for choosing Luminate Bank.
The people I worked with wete were fantasti!!!
Reply from David McLaughlin
March 24th, 2026 12:24 PM
Bryan, I am so happy I had the chance to meet you. Thank you for the generous rating, I'm glad to know that the team made such a positive impression. At Luminate Bank, ensuring a seamless experience is always a top priority. If you ever need...
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David is the best in the business!! I wouldnt go with anyone else!
Reply from David McLaughlin
March 24th, 2026 01:35 AM
It's gratifying to read such a positive endorsement, Heidi! Your confidence in my services at Luminate Bank is truly appreciated. I'm glad to have been there for you. If there's ever anything else you need, feel free to get in touch. Thank...
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David McLaughlin worked with me to get me into my new home. He is knowledgeable and personable. He answered all my questions along the way, and I had many. Buying a home is a huge decision with a lot of moving parts and he made it easier!
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Reply from Owner
March 16th, 2026 01:48 PM
Thank you for your thoughtful review, Terri. I'm glad to hear that I could assist you effectively with your home buying journey. It's important to me that every question is addressed, so I'm pleased to know you felt supported throughout the...
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and his team were in constant communication throughout every step of the way. If I had a question and I had many, I was always able to reach someone and have my question answered, which made me feel very comfortable.
Reply from David McLaughlin
March 16th, 2026 01:49 PM
Terri, thank you for sharing your experience. Ensuring constant communication and being reachable for any questions is a priority for me, as I believe it greatly contributes to your comfort throughout the process. If there's anything else you...
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David always does a great job!
Reply from David McLaughlin
March 16th, 2026 01:48 PM
I'm grateful for your kind words, Christine. It's fulfilling to know that my efforts at Luminate Bank have left a positive impression on you. Please feel free to reach out if there's anything else I can do to assist you in the future.
The mortgage process was very streamlined and much easier than in the past. The app was a big factor , in making it easier, and the personaIized support was too
Reply from David McLaughlin
March 13th, 2026 12:44 PM
It's great to hear that you found the mortgage process more streamlined and easier this time around, Robert. I'm glad the app and personalized support contributed positively to your experience with Luminate Bank. Streamlining these processes...
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Dave was very knowledgeable, he made sure everything is on order and we won't miss our deadline.
Reply from Owner
March 13th, 2026 12:43 PM
Thank you, Zsofia, for your generous feedback! It's great to know that my efforts to keep everything organized and on track met your expectations at Luminate Bank. Meeting deadlines is crucial, and I'm pleased that you felt supported throughout...
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David was making sure the closing will be on time.
Reply from David McLaughlin
March 13th, 2026 12:42 PM
I appreciate your feedback, Gabor. It's important to me to ensure that everything runs smoothly and on schedule, especially when it comes to closing. I'm glad I could assist you effectively. If you have any more questions or need further help,...
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David and his team did a phenomenal job getting everything together so quickly and handled all the changes and challenges with ease. I appreciate David making sure he could get me the best rate available and helping me make decisions along...
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Reply from Owner
March 13th, 2026 12:42 PM
Thank you for sharing your positive experience, Nancy. I'm pleased to know that my team and I were able to assist you promptly and seamlessly through the process. It’s important to me to ensure clients receive the best rates and guidance, so...
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About
David McLaughlin is a top 1% mortgage advisor with 31 years of experience, dedicated to helping clients move forward with clarity, confidence, and personalized mortgage solutions. At Luminate Bank, our mission is to deliver a better mortgage experience through transparency, communication, and exceptional service.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Medical Professional Mortgages
DSCR Loans
Self-Employed Mortgages
Cash-Out Refinances
Specialities
First Time Buyers Self Employed Loans Payment Reduction Fast Pre Approvals Investor Financing
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Education
- Temple UniversityReal Estate & Business LawBachelor of Business Administration (BBA)Aug 1989 -May 1994

Positions
- Luminate Bank - Mortgage Advisor- Branch Manager Jan 7th, 2026 - Current
Memberships
- MBA
- RASM
- MBA & RASM
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- Licensed in all 50 States
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Awards
Top 1% Mortgage Ad...
Who's Who in Ameri...
Achievements
- Top 1 Percent Nationwide 10 Years Running Number One Reviewed Mortgage Advisor in Sarasota
Hobbies
- Walking
- Watching Sports
- Going Skiing
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Disclaimer

Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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