

Top 5%
David McLaughlin
Mortgage Loan Originator


Temple University
David McLaughlin is a top 1% mortgage advisor with 31 years of experience, dedicated to helping clients move forward with clarity, confidence, and personalized mortgage solutions. At Luminate Bank, our mission is to deliver a better mortgag... Show More
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Business Hours
Fri
9 AM to 5 PM
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closed
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closed
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Reviews from Web
David and his team do such a great job that there is no need to look elsewhere. We are batting 1,000% great communication throughout the proces. He always gets my clients to the closing table with funds needed. Thanks again David
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Reply from David McLaughlin
June 7th, 2026 05:35 PM
Fran, I'm grateful for your kind words and trust in my team. It's wonderful to know that our communication and dedication to getting clients to the closing table have met your expectations. We are batting 1000% and that means a lot. Thank you...
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The first-time home buyers in this transaction were so appreciative that David made the loan process stress-free and easy for them. He communicated often with both me and the buyers. This was an easy transaction thanks to David.
Reply from David McLaughlin
May 18th, 2026 03:45 PM
Thank you for your appreciated feedback, Ruth! I'm glad to hear that the home buyers felt at ease during the loan process. Communication is key, and I'm pleased it contributed to a smooth transaction for everyone involved.
"David McLaughlin at Luminate Bank is absolutely incredible. Most big banks just see you as numbers on a spreadsheet, but David genuinely cares about the people he works with. He made the entire mortgage process so comfortable and easy for...
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Reply from Owner
May 17th, 2026 02:40 PM
Samuel, Thank you so much for your kind words. I'm truly pleased to know that you felt a personal connection throughout your mortgage process at Luminate Bank. Ensuring a comfortable and easy experience is always my goal, and it's appreciated...
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"David McLaughlin at Luminate Bank is absolutely incredible. Most big banks just see you as numbers on a spreadsheet, but David genuinely cares about the people he works with. He made the entire mortgage process so comfortable and easy for...
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Reply from David McLaughlin
May 17th, 2026 02:39 PM
Thank you so much for your thoughtful review, Alicia. I'm really glad to hear that you felt a personal connection throughout the mortgage process and that it was comfortable and stress-free for you. Building genuine relationships is important...
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David's knowledge and expertise combined with his friendly demeanor and attitude made the buying experience really great. He is truly an great asset to the company..
Reply from David McLaughlin
May 17th, 2026 02:40 PM
Thank you for your appreciated feedback, Norman. I'm glad to hear that my knowledge and demeanor positively impacted your buying experience at Luminate Bank. Your kind words are truly appreciated, and I'm here if you need any further assistance...
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David was always reachable and always answered all my questions and concerns. Very pleasant
Reply from David McLaughlin
May 17th, 2026 02:41 PM
Thank you, Deborah, for your kind words! I'm glad I could be available to address all your questions and concerns. It's great to hear you had a pleasant experience with Luminate Bank. I loved helping with your first home.
David's knowledge and hard work ethic helped us get the deal done, his communitcation with all involved parties made for a smoother transaction and satified buyers. I am happy to of been able to work with him!
Reply from David McLaughlin
May 11th, 2026 01:31 PM
Thank you so much for your kind words, Sydney! I'm glad to hear that my knowledge and communication contributed to a successful transaction. It was a pleasure working with you as well! You were amazing and negotiated an amazing deal.
he didnt give up even thiygh it was a tough transaction
Reply from David McLaughlin
May 11th, 2026 01:32 PM
Thank you for sharing your experience, Fernando. I'm pleased to know that my perseverance made a difference during the challenging transaction. I have long admired your skills as a top Realtor in Sarasota. If you ever need further assistance,...
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David and his team were always on top of everything. Providing status updates through out the whole process. We had a smooth closing process and closed ahead of time. Appreciate a lender who communicates and delivers!
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Reply from David McLaughlin
May 11th, 2026 01:33 PM
I'm grateful for your kind words, Joe! I'm pleased to hear that you appreciated the communication and efficiency throughout the process with my team at Luminate Bank. It's great to know that we could close ahead of time, ensuring a smooth experience...
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David has a relaxing and assuring presence, and he made a complex process feel incredibly straightforward. I truly appreciated the proactive communication and the way he took the time to explain every detail, ensuring I felt confident in my...
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Reply from David McLaughlin
May 8th, 2026 02:14 AM
Thank you so much for your kind words, Viktoria. I'm pleased to hear that my approach helped make the process feel straightforward and that the communication was helpful. It's important to me that you felt confident in your decisions, and I...
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About
David McLaughlin is a top 1% mortgage advisor with 31 years of experience, dedicated to helping clients move forward with clarity, confidence, and personalized mortgage solutions. At Luminate Bank, our mission is to deliver a better mortgage experience through transparency, communication, and exceptional service.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Medical Professional Mortgages
DSCR Loans
Self-Employed Mortgages
Cash-Out Refinances
Specialities
First Time Buyers Self Employed Loans Payment Reduction Fast Pre Approvals Investor Financing
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Education
- Temple UniversityReal Estate & Business LawBachelor of Business Administration (BBA)Aug 1989 -May 1994

Positions
- Luminate Bank - Mortgage Advisor- Branch Manager Jan 7th, 2026 - Current
Memberships
- MBA
- RASM
- MBA & RASM
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- Licensed in all 50 States
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Awards
Top 1% Mortgage Ad...
Who's Who in Ameri...
Achievements
- Top 1 Percent Nationwide 10 Years Running Number One Reviewed Mortgage Advisor in Sarasota
Hobbies
- Walking
- Watching Sports
- Going Skiing
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Disclaimer

Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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