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David McLaughlin - Mortgage Loan Originator in Sarasota, FL
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David McLaughlin

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Mortgage Loan Originator

Minneapolis
Temple University
Temple University
David McLaughlin is a top 1% mortgage advisor with 31 years of experience, dedicated to helping clients move forward with clarity, confidence, and personalized mortgage solutions. At Luminate Bank, our mission is to deliver a better mortgag... Show More
Minneapolis
Temple University
Temple University
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Overall Ratings
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5 Star
98%
4 Star
2%
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0%
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Reviews from Web
  • Encompass
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    Francis J P
    SARASOTA, FL
    Posted on May 28th, 2026 04:06 PM
    David and his team do such a great job that there is no need to look elsewhere. We are batting 1,000% great communication throughout the proces. He always gets my clients to the closing table with funds needed. Thanks again David
    read more
    Reply from David McLaughlin
    June 7th, 2026 05:35 PM
    Fran, I'm grateful for your kind words and trust in my team. It's wonderful to know that our communication and dedication to getting clients to the closing table have met your expectations. We are batting 1000% and that means a lot. Thank you...
    read more
  • Encompass
    R
    Ruth H
    BRADENTON, FL
    Posted on May 18th, 2026 02:31 PM
    The first-time home buyers in this transaction were so appreciative that David made the loan process stress-free and easy for them. He communicated often with both me and the buyers. This was an easy transaction thanks to David.
    Reply from David McLaughlin
    May 18th, 2026 03:45 PM
    Thank you for your appreciated feedback, Ruth! I'm glad to hear that the home buyers felt at ease during the loan process. Communication is key, and I'm pleased it contributed to a smooth transaction for everyone involved.
  • google
    S
    Savage O
    Posted on May 15th, 2026 01:58 PM
    ​"David McLaughlin at Luminate Bank is absolutely incredible. Most big banks just see you as numbers on a spreadsheet, but David genuinely cares about the people he works with. He made the entire mortgage process so comfortable and easy for...
    read more
    Reply from Owner
    May 17th, 2026 02:40 PM
    Samuel, Thank you so much for your kind words. I'm truly pleased to know that you felt a personal connection throughout your mortgage process at Luminate Bank. Ensuring a comfortable and easy experience is always my goal, and it's appreciated...
    read more
  • Encompass
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    Alicia A
    BRADENTON, FL
    Posted on May 15th, 2026 01:58 PM
    ​"David McLaughlin at Luminate Bank is absolutely incredible. Most big banks just see you as numbers on a spreadsheet, but David genuinely cares about the people he works with. He made the entire mortgage process so comfortable and easy for...
    read more
    Reply from David McLaughlin
    May 17th, 2026 02:39 PM
    Thank you so much for your thoughtful review, Alicia. I'm really glad to hear that you felt a personal connection throughout the mortgage process and that it was comfortable and stress-free for you. Building genuine relationships is important...
    read more
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    Norman G
    SARASOTA, FL
    Posted on May 15th, 2026 04:20 AM
    David's knowledge and expertise combined with his friendly demeanor and attitude made the buying experience really great. He is truly an great asset to the company..
    Reply from David McLaughlin
    May 17th, 2026 02:40 PM
    Thank you for your appreciated feedback, Norman. I'm glad to hear that my knowledge and demeanor positively impacted your buying experience at Luminate Bank. Your kind words are truly appreciated, and I'm here if you need any further assistance...
    read more
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    Deborah C
    NOKOMIS, FL
    Posted on May 13th, 2026 10:34 AM
    David was always reachable and always answered all my questions and concerns. Very pleasant
    Reply from David McLaughlin
    May 17th, 2026 02:41 PM
    Thank you, Deborah, for your kind words! I'm glad I could be available to address all your questions and concerns. It's great to hear you had a pleasant experience with Luminate Bank. I loved helping with your first home.
  • Encompass
    S
    Sydney A
    NOKOMIS, FL
    Posted on May 11th, 2026 01:16 PM
    David's knowledge and hard work ethic helped us get the deal done, his communitcation with all involved parties made for a smoother transaction and satified buyers. I am happy to of been able to work with him!
    Reply from David McLaughlin
    May 11th, 2026 01:31 PM
    Thank you so much for your kind words, Sydney! I'm glad to hear that my knowledge and communication contributed to a successful transaction. It was a pleasure working with you as well! You were amazing and negotiated an amazing deal.
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    Fernando V P
    SARASOTA, FL
    Posted on May 10th, 2026 04:08 PM
    he didnt give up even thiygh it was a tough transaction
    Reply from David McLaughlin
    May 11th, 2026 01:32 PM
    Thank you for sharing your experience, Fernando. I'm pleased to know that my perseverance made a difference during the challenging transaction. I have long admired your skills as a top Realtor in Sarasota. If you ever need further assistance,...
    read more
  • Encompass
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    Joe H
    Bradenton, FL
    Posted on May 10th, 2026 01:09 PM
    David and his team were always on top of everything. Providing status updates through out the whole process. We had a smooth closing process and closed ahead of time. Appreciate a lender who communicates and delivers!
    read more
    Reply from David McLaughlin
    May 11th, 2026 01:33 PM
    I'm grateful for your kind words, Joe! I'm pleased to hear that you appreciated the communication and efficiency throughout the process with my team at Luminate Bank. It's great to know that we could close ahead of time, ensuring a smooth experience...
    read more
  • Encompass
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    Viktoria L
    SARASOTA, FL
    Posted on May 4th, 2026 10:51 AM
    David has a relaxing and assuring presence, and he made a complex process feel incredibly straightforward. I truly appreciated the proactive communication and the way he took the time to explain every detail, ensuring I felt confident in my...
    read more
    Reply from David McLaughlin
    May 8th, 2026 02:14 AM
    Thank you so much for your kind words, Viktoria. I'm pleased to hear that my approach helped make the process feel straightforward and that the communication was helpful. It's important to me that you felt confident in your decisions, and I...
    read more
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    About
    David McLaughlin is a top 1% mortgage advisor with 31 years of experience, dedicated to helping clients move forward with clarity, confidence, and personalized mortgage solutions. At Luminate Bank, our mission is to deliver a better mortgage experience through transparency, communication, and exceptional service.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Medical Professional Mortgages
    DSCR Loans
    Self-Employed Mortgages
    Cash-Out Refinances
    Specialities
    First Time Buyers Self Employed Loans Payment Reduction Fast Pre Approvals Investor Financing
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    Education
    • Temple University
      Real Estate & Business Law
      Bachelor of Business Administration (BBA)
      Aug 1989 -May 1994
      Temple University logo
    Positions
    • Luminate Bank - Mortgage Advisor- Branch Manager
      Jan 7th, 2026 - Current
    Memberships
    • MBA
    • RASM
    • MBA & RASM
    • View All
    Addresses and Serving Areas

    Year Started

    2011

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • Licensed in all 50 States
    Gallery
    David McLaughlin - Gallery Photo
    Videos
    video
    video
    video
    video
    Awards
    Top 1% Mortgage Advisor Scotsman Guide
    Top 1% Mortgage Ad...
    Who's Who in America
    Who's Who in Ameri...
    Achievements
    • Top 1 Percent Nationwide 10 Years Running Number One Reviewed Mortgage Advisor in Sarasota
    Hobbies
    • Walking
    • Watching Sports
    • Going Skiing
    • View All
    Disclaimer
    Equal Housing Lender
    Luminate Bank is an Equal Housing Lender | Member FDIC
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    2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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