

Top 5%
David McLaughlin
Mortgage Loan Originator


Temple University
David McLaughlin is a top 1% mortgage advisor with 31 years of experience, dedicated to helping clients move forward with clarity, confidence, and personalized mortgage solutions. At Luminate Bank, our mission is to deliver a better mortgag... Show More
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9 AM to 5 PM
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9 AM to 5 PM
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Reviews from Web
David was great in helping us navigate this process from across the country. He was very accessible and willing to answer any questions we had during the process
Reply from David McLaughlin
July 7th, 2026 10:21 PM
I'm thankful for your kind words, Edward. It's good to know that my support was helpful as you navigated the process from afar. Being accessible and ready to answer any questions is a priority for me, and I'm glad it made a positive impact...
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Dave is the best at what he does. He communicated everyday, kept me informed and worked every problem we had. Him and Lindsay are simply the best!! 10/10 would recommend to anyone especially out of state relocation or anything that needs some...
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Reply from David McLaughlin
July 7th, 2026 10:23 PM
Eric, Thank you for your kind words. I'm pleased to hear that you appreciated the communication and problem-solving throughout the process. It's great to know that both Lindsay and I were able to make your experience a positive one. If you...
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David is one of the best mortgage professionals that I have worked with. When he says a deal is a go, it is a go. No delays, no last minute excuses. An open, clear line of communication. And the best, is my clients feeling so well taken care...
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Reply from Owner
July 7th, 2026 10:23 PM
Thank you, Barbra-renee, for your thoughtful review. I'm pleased to hear that you and your clients feel well taken care of throughout the mortgage process with me at Luminate Bank. Open communication and reliability are key priorities for me,...
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As a realtor, and having worked with David for years, I trust when he says it's a go, that it is a go. No unhappy news a day before closing, no last minute delays. David, you have made my profession so much easier. And best of all, you comunicate....
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Reply from David McLaughlin
July 9th, 2026 03:58 PM
Thank you so much for your kind words, Barbra-Renee. I'm pleased to know that my communication and reliability have positively impacted your work as a realtor. It's great to hear that your clients feel safe and well taken care of, which is...
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The communication from the beginning to the end
Reply from David McLaughlin
July 7th, 2026 10:25 PM
Lorie, I'm grateful for your feedback about the communication throughout the process. I strive to ensure clear and consistent communication at every step. Thank you for highlighting this aspect of our work together at Luminate Bank.
David, Lindsey, and the entire team are truly phenomenal. Waking up in our new home still doesn’t feel real, and so much of that is because of the incredible experience they gave us from start to finish.When they say they provide “white glove...
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Reply from David McLaughlin
July 7th, 2026 10:33 PM
Hayley, I'm truly grateful for your heartfelt words. Knowing that you felt supported and valued throughout your homebuying journey means a great deal to me and the entire team at Luminate Bank. It's wonderful to hear that our efforts helped...
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David is the most comprehensive 360 communicator and responsive lender I have ever dealt with. He always informs us along the way and feel like he is there for us 24/7 even if he is on vacation or on an airpane!!! His Processors, Underwiriters...
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Reply from David McLaughlin
June 29th, 2026 10:34 PM
Thank you so much for your generous words, Kathryn! I'm glad to hear that you feel supported and well-informed throughout the lending process at Luminate Bank. It's my goal, along with my team, to ensure our clients have a seamless experience,...
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David and his team were very professional and speedy with financing. Everything was explained very well and went off without a hitch. No issues whatsoever. I hope to work with David and his team again in the future. A flawless experience.
Reply from David McLaughlin
June 29th, 2026 10:35 PM
I'm pleased to hear that you had such a flawless experience, Michael. It’s wonderful to know that the professionalism and efficiency of my team at Luminate Bank met your expectations. We look forward to the opportunity to work with you again...
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Great to work with, answered all of our questions and provided timely updates! Highly recommend!
Reply from Owner
June 29th, 2026 10:35 PM
I'm grateful for your kind words, Michael! I'm pleased to know that I could provide timely updates and answer all your questions. Your recommendation means a lot to me. Thank you!
Answering all my questions and providing timely updates.
Reply from David McLaughlin
June 29th, 2026 10:35 PM
Thank you, Michael, for your review. I'm pleased to hear that I could answer all your questions and keep you updated in a timely manner. If there's anything more I can assist with, please feel free to reach out.
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About
David McLaughlin is a top 1% mortgage advisor with 31 years of experience, dedicated to helping clients move forward with clarity, confidence, and personalized mortgage solutions. At Luminate Bank, our mission is to deliver a better mortgage experience through transparency, communication, and exceptional service.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Medical Professional Mortgages
DSCR Loans
Self-Employed Mortgages
Cash-Out Refinances
Specialities
First Time Buyers Self Employed Loans Payment Reduction Fast Pre Approvals Investor Financing
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Education
- Temple UniversityReal Estate & Business LawBachelor of Business Administration (BBA)Aug 1989 -May 1994

Positions
- Luminate Bank - Mortgage Advisor- Branch Manager Jan 7th, 2026 - Current
Memberships
- MBA
- RASM
- MBA & RASM
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- Licensed in all 50 States
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Awards
Top 1% Mortgage Ad...
Who's Who in Ameri...
Achievements
- Top 1 Percent Nationwide 10 Years Running Number One Reviewed Mortgage Advisor in Sarasota
Hobbies
- Walking
- Watching Sports
- Going Skiing
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Disclaimer

Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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