

Top 5%
David McLaughlin
Mortgage Loan Originator


Temple University
David McLaughlin is a top 1% mortgage advisor with 31 years of experience, dedicated to helping clients move forward with clarity, confidence, and personalized mortgage solutions. At Luminate Bank, our mission is to deliver a better mortgag... Show More
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Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
The communication from David McLaughlin team far exceeded my expectations of the mortgage process. They were able to lock in a great rate for me all while the rate was rising by the day! My questions were endless, but were always answered right...
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Reply from Owner
May 29th, 2022 12:00 AM
Thank you for taking the time to leave a review. I am happy I was able to help you with your dream of home ownership. I wish you many years of happiness, in your new home.
From the beginning to the end of my process David McLaughlin and his team rocked. It was the easiest and smooth refinance transaction we have had out of the 2. Definitely recommend for anyone to use his knowledge for any future transactions....
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We just recently relocated to Sarasota and made an offer on a townhouse, David and his team got it done for us without any issues. This was the best experience I’ve had in buying a home. No matter the time or day…they were always available...
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David is responsive and helpful. I think we were very lucky to work with him. He took the time to go through multiple property lending scenarios with us, even on ones that we were hypothesizing about. Ultimately Dave helped us close on what...
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Reply from David McLaughlin
January 9th, 2026 10:05 PM
Susan, thank you so much for your kind words! I'm so glad we were able to work together to find the best lending scenario for you. I'm delighted that you were pleased with the outcome and I look forward to working with you in the future! -David...
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My spouse and I have used David to purchase and refinance. This review from from our recent purchase of our new home. David and his team were awesome as usual! When it comes to picking who does your loan, there is no other first choice! David's...
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David and his team got us a really good rate and closing costs. They were always available for any question I had and were in constant touch through email and texts. As an older customer they offered assistance for any method I was comfortable...
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David and George were a pleasure to work with and they got us a great rate!! We would choose them again in a heartbeat!! Thanks guys!! We appreciate everything you did!! We would highly recommend NFM Lending to anyone looking to purchase either...
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From start to finish, David Mclaughlin provides a full service lending experience. From walking through the process in detail to answering any questions in an efficient and service oriented manner. Without him and NFM lending, I would not have...
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David and his team were great throughout the entire process. They helped us get a great rate, were available to answer any questions when we needed them, and made our new home purchase a pleasant and simple process.
David McLaughlin and his team were there to take care of business. He simplified the process for me, answered every question succinctly, and secured a great rate! Even down to the wire, he was there every step of the way. Way to go team!
Reply from Owner
October 11th, 2021 12:00 AM
Wow, thank you for the kind words. we try to simplify the process and I am so happy you had a great experience. It was my pleasure to help you with your mortgage. I am here if you ever need anything.
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About
David McLaughlin is a top 1% mortgage advisor with 31 years of experience, dedicated to helping clients move forward with clarity, confidence, and personalized mortgage solutions. At Luminate Bank, our mission is to deliver a better mortgage experience through transparency, communication, and exceptional service.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Medical Professional Mortgages
DSCR Loans
Self-Employed Mortgages
Cash-Out Refinances
Specialities
First Time Buyers Self Employed Loans Payment Reduction Fast Pre Approvals Investor Financing
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Education
- Temple UniversityReal Estate & Business LawBachelor of Business Administration (BBA)Aug 1989 -May 1994

Positions
- Luminate Bank - Mortgage Advisor- Branch Manager Jan 7th, 2026 - Current
Memberships
- MBA
- RASM
- MBA & RASM
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- Licensed in all 50 States
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Awards
Top 1% Mortgage Ad...
Who's Who in Ameri...
Achievements
- Top 1 Percent Nationwide 10 Years Running Number One Reviewed Mortgage Advisor in Sarasota
Hobbies
- Walking
- Watching Sports
- Going Skiing
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Disclaimer

Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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