

Top 5%
David McLaughlin
Mortgage Loan Originator


Temple University
David McLaughlin is a top 1% mortgage advisor with 31 years of experience, dedicated to helping clients move forward with clarity, confidence, and personalized mortgage solutions. At Luminate Bank, our mission is to deliver a better mortgag... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
David worked a miracle for me and my family. He was informative and on top of his game! He was able to locate a grant to help me with the cost and an unbelievable interest rate! I tell everyone who will listen to me about my positive experience,...
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Reply from Owner
April 12th, 2025 12:00 AM
Athyna, Thank you so much for the kind words! I'm thrilled I could help you and your family make homeownership a reality. I'm so glad I could find the right down payment assistance, help with a seller credit, and secure a low rate to make everything...
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David's support.
Reply from David McLaughlin
January 9th, 2026 10:05 PM
I'm thrilled to hear that you found my support helpful during your purchasing process, DR. Your satisfaction is my top priority, and I'm glad to know I met your expectations. It was a pleasure working with you on your loan purpose. Thanks for...
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The attention to detail, patience with me learning and going through this process for the first time, thoroughly explaining each step to me, the fight to get me the best deal possible!!! You all were the absolute best!
Reply from David McLaughlin
January 9th, 2026 10:05 PM
I am truly grateful for your kind words, Athyna. It was my pleasure to guide you through this process, particularly as it was your first time. I'm delighted that you felt well-informed and supported each step of the way. Your satisfaction is...
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David and his team are attentive and knowledgeable. I really lucked out because I happened to choose the best realtors that work in tandem with the best lender in the area. This was not an easy loan closing either. There were multiple loans...
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Reply from David McLaughlin
January 9th, 2026 10:05 PM
Thank you, Lisa, for taking the time to share your experience with us. It was truly a pleasure assisting you with your home buying journey, and we were thrilled to help you navigate through the complexities of a multiple loan closing. I understand...
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David McLaughlin was amazing to work with. He was very attentive and responsive and answered all of my questions. He continued to stay in touch with me, even when I had put my home search on hold. Once we found a home, David was on my side...
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Reply from David McLaughlin
January 9th, 2026 10:05 PM
I'm sincerely grateful for your kind words, Janet. It was a pleasure to assist you throughout your home buying journey, and I'm thrilled to hear that you found my service helpful and responsive. I really try to make the process as stress-free...
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David was amazing to work with. He was in constant communication with us and made sure everything went as planned. If it weren't for David and his eagerness to get the deal closed, we wouldn't have been able to do it. This was our first time...
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Reply from David McLaughlin
January 9th, 2026 10:05 PM
Thank you so much for your kind words, Lindsey. I'm thrilled to hear about your positive experience and that I was able to assist in making your first Florida home purchase a seamless one. Keeping you informed and ensuring your understanding...
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During the stressful experience of buying a house, David eased all of my worries and answered all of my questions. I will forever work with David whenever I am looking to buy properties in the future!
Reply from David McLaughlin
January 9th, 2026 10:05 PM
Thank you so much for your kind words, Jorge. I'm thrilled to hear that your home buying experience was less stressful with my assistance. It was a pleasure working with you, and I will be honored to help with any future property purchases....
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David made it great. He always answered calls and texts and went above and beyond to help me with my purchase and closing. Very very Helpful!!
Reply from David McLaughlin
January 9th, 2026 10:05 PM
Janeen, I'm deeply appreciative of your kind words and review. It was my honor to assist you throughout the purchasing and closing process. My team and take pride in going the extra mile to ensure our clients have a smooth transaction. Your...
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Informed at every step
Always available to answer questions
Worked with our specific needs
Highly understanding and patient
Reply from David McLaughlin
January 9th, 2026 10:05 PM
I'm truly grateful and humbled by your kind words, Sheila. It has been my pleasure working with you and Cameron over the years on multiple transactions, and I love being part of your team. Your specific needs were my utmost priority, and I'm...
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The entire process was EASY! David communicated promptly and consistently. He was very friendly and pleasant to do business with, and was available evenings and weekends, really anytime I reached out to him. He resolved any issues in a timely...
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Reply from David McLaughlin
January 9th, 2026 10:05 PM
Thank you so much for your kind words, Kyla. I'm glad to hear that you found the entire process easy and efficient. Your satisfaction is my top priority and I'm pleased to know that my communication and availability met your needs. It was a...
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About
David McLaughlin is a top 1% mortgage advisor with 31 years of experience, dedicated to helping clients move forward with clarity, confidence, and personalized mortgage solutions. At Luminate Bank, our mission is to deliver a better mortgage experience through transparency, communication, and exceptional service.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Medical Professional Mortgages
DSCR Loans
Self-Employed Mortgages
Cash-Out Refinances
Specialities
First Time Buyers Self Employed Loans Payment Reduction Fast Pre Approvals Investor Financing
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Education
- Temple UniversityReal Estate & Business LawBachelor of Business Administration (BBA)Aug 1989 -May 1994

Positions
- Luminate Bank - Mortgage Advisor- Branch Manager Jan 7th, 2026 - Current
Memberships
- MBA
- RASM
- MBA & RASM
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- Licensed in all 50 States
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Awards
Top 1% Mortgage Ad...
Who's Who in Ameri...
Achievements
- Top 1 Percent Nationwide 10 Years Running Number One Reviewed Mortgage Advisor in Sarasota
Hobbies
- Walking
- Watching Sports
- Going Skiing
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Disclaimer

Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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