

Top 5%
David McLaughlin
Mortgage Loan Originator


Temple University
David McLaughlin is a top 1% mortgage advisor with 31 years of experience, dedicated to helping clients move forward with clarity, confidence, and personalized mortgage solutions. At Luminate Bank, our mission is to deliver a better mortgag... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
They worked above and beyond to get us the best mortgage
Reply from David McLaughlin
January 9th, 2026 10:05 PM
Beth, thanks for the awesome review. I'm thrilled to hear that you're satisfied with the mortgage we were able to secure for you. My team and I loved working with you. Your 5-star rating is greatly appreciated and it motivates us to continue...
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David was timely in his communication and easy to talk to. He and his team always made us feel like we were their only clients. Never felt taken advantage of or made to feel inferior. Made the out of state transaction very smooth.
Reply from David McLaughlin
January 9th, 2026 10:05 PM
Wow , Adam thanks for the great review. My team and I love to make every client feel valued and prioritized, and we're glad to know that we succeeded in your case. I'm also pleased that you found our communication timely and easy to understand....
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It was good. Confusing with the amount of different people that reach out to you with requests but website was easy to use.
Reply from David McLaughlin
January 9th, 2026 10:05 PM
Kris, thanks for the great review and for sharing your thoughts. I do have an amazing team that is invaluable. However, I will do a better job moving forward explaining the process and what each team member does to make the loan process exceptional....
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David communicated throughout the entire process with my realtor and attorney involved in the transaction which was huge!
Reply from David McLaughlin
January 9th, 2026 10:05 PM
Laura, thank you so much for your kind words. I loved working with you both and I'm thrilled to hear that my communication throughout the process made a positive impact on your experience. Your satisfaction is my top priority. I am always here...
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David the THE BEST!!!!
Reply from David McLaughlin
January 9th, 2026 10:05 PM
Wow, thank you. I'm incredibly grateful for your kind words. I'm thrilled to hear that you had a great experience. Its my pleasure to always assist you and Chris. Thanks again for the five-star review!
Effective and timely communication, explained things in a manner easy to understand
Reply from David McLaughlin
January 9th, 2026 10:05 PM
Thank you so much for your positive feedback, Jeanne-Marie. I'm thrilled to hear that my communication style was helpful for you during your purchase. It's my goal to make the mortgage process as smooth and understandable as possible. Your...
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Enjoyed the experience
Reply from David McLaughlin
January 9th, 2026 10:05 PM
I'm thrilled to hear that you enjoyed the experience.. Thank you for the perfect rating. It was my pleasure assisting with your purchase.
David is very professional, responsive and extremely knowledgeable.
Reply from David McLaughlin
January 9th, 2026 10:05 PM
I truly appreciate your kind words and the time you took to share your experience. It's always my goal to ensure the cash-out refinance process is as smooth and efficient as possible for my clients. Please don't hesitate to reach out if you...
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David was nice, professional and got the job done quick! We appreciate his hard work to get us into our dream home!
Reply from David McLaughlin
January 9th, 2026 10:05 PM
I'm thrilled to hear that you're satisfied with the service provided, Christine. Your kind words are greatly appreciated. I'm glad I was able to help make your dream home a reality, and it was a pleasure to speed up the process for you. Here...
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David was always available and was very helpful and informative with us through the whole process.
Reply from David McLaughlin
January 9th, 2026 10:05 PM
So glad to hear that you found my services helpful, Cory. Being available to answer your questions throughout the process is something I prioritize, and I'm pleased to know it made a difference. Thank you for taking the time to share your positive...
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About
David McLaughlin is a top 1% mortgage advisor with 31 years of experience, dedicated to helping clients move forward with clarity, confidence, and personalized mortgage solutions. At Luminate Bank, our mission is to deliver a better mortgage experience through transparency, communication, and exceptional service.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Medical Professional Mortgages
DSCR Loans
Self-Employed Mortgages
Cash-Out Refinances
Specialities
First Time Buyers Self Employed Loans Payment Reduction Fast Pre Approvals Investor Financing
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Education
- Temple UniversityReal Estate & Business LawBachelor of Business Administration (BBA)Aug 1989 -May 1994

Positions
- Luminate Bank - Mortgage Advisor- Branch Manager Jan 7th, 2026 - Current
Memberships
- MBA
- RASM
- MBA & RASM
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- Licensed in all 50 States
Gallery

Videos




Awards
Top 1% Mortgage Ad...
Who's Who in Ameri...
Achievements
- Top 1 Percent Nationwide 10 Years Running Number One Reviewed Mortgage Advisor in Sarasota
Hobbies
- Walking
- Watching Sports
- Going Skiing
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Disclaimer

Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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