

Top 5%
David McLaughlin
Mortgage Loan Originator


Temple University
David McLaughlin is a top 1% mortgage advisor with 31 years of experience, dedicated to helping clients move forward with clarity, confidence, and personalized mortgage solutions. At Luminate Bank, our mission is to deliver a better mortgag... Show More
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Business Hours
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9 AM to 5 PM
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closed
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closed
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Reviews from Web
The experience with David and his team was my best mortgage experience and the faster one. (In my life I have bought 5 houses) Everyone works as one person to make it easier to the customer. I don’t feel alone doing this very important decision...
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Reply from David McLaughlin
June 3rd, 2025 02:19 PM
I'm thrilled to hear that your experience with us was the best and fastest mortgage process you've had. It was a pleasure working with you, and I'm glad you felt supported throughout, especially with the help of Silvana and our team. We strive...
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The team worked with me all the way long. Everyone in the team keeps me informed of how the process was goin. specially Silvana, was very attentive with my concern. also David always responded in a short time. In total, all this experience...
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Reply from David McLaughlin
January 9th, 2026 10:05 PM
I'm thrilled to hear that your experience was positive and that our team could assist you effectively. It's great to know that Silvana and I could address your concerns promptly and keep you informed throughout the process. We aim to make the...
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Speed and efficiency of service.
Reply from David McLaughlin
January 9th, 2026 10:05 PM
Thank you for highlighting the speed and efficiency of the service, Joseph. I'm pleased to know that your experience was satisfactory. If you need further assistance in the future, feel free to reach out.
Fast communication and not overcomplicating. Everyone that David works with or referred us to is outstanding and has the same attention to detail.
Reply from David McLaughlin
January 9th, 2026 10:05 PM
I'm thrilled to hear that you appreciated the fast communication and straightforward approach. It's great to know that the team and referrals met your expectations with their attention to detail. Thank you for your kind words, Nicole.
I can’t say enough good things about David, my mortgage advisor. He’s been helping me for over two years—guiding me patiently through every step of the loan process, even when I wasn’t quite ready to buy. This time around, I was finally ready,...
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Reply from Owner
May 23rd, 2025 02:50 PM
I'm thrilled to hear about your positive experience, Jessica. It was truly a pleasure assisting you through your home-buying journey. Your kind words about my dedication and the extra steps taken to ensure your satisfaction mean a lot. Thank...
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I can’t say enough good things about David, my mortgage advisor. He’s been helping me for over two years—guiding me patiently through every step of the loan process, even when I wasn’t quite ready to buy. This time around, I was finally ready,...
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Reply from David McLaughlin
May 23rd, 2025 02:50 PM
I'm thrilled to hear about your positive experience, Jessica. It was truly a pleasure assisting you through your home-buying journey. Your kind words about my dedication and the extra steps taken to ensure your satisfaction mean a lot. Thank...
read more
I can’t say enough good things about David, my mortgage advisor. He’s been helping me for over two years—guiding me patiently through every step of the loan process, even when I wasn’t quite ready to buy. This time around, I was finally ready,...
read more
Reply from David McLaughlin
January 9th, 2026 10:05 PM
I'm thrilled to hear about your positive experience, Jessica. It was a pleasure to assist you through the mortgage process, and I'm glad I could be there for you every step of the way. Your kind words about my commitment and dedication mean...
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My favorite lender to do business with in Sarasota! Dave gets the job done every time and guides the transaction with great professionalism!
Reply from David McLaughlin
May 23rd, 2025 02:51 PM
I'm thrilled to hear that you had such a positive experience with me as your lender in Sarasota. I'm glad I could guide your transaction with professionalism. Thank you for your kind words and your trust.
My favorite lender to do business with in Sarasota! Dave gets the job done every time and guides the transaction with great professionalism!
Reply from Owner
May 23rd, 2025 02:51 PM
I'm thrilled to hear that you had such a positive experience with me as your lender in Sarasota. I'm glad I could guide your transaction with professionalism. Thank you for your kind words and your trust.
I can’t say enough good things about David, my mortgage advisor. He’s been helping me for over two years—guiding me patiently through every step of the loan process, even when I wasn’t quite ready to buy. This time around, I was finally ready,...
read more
Reply from Owner
June 3rd, 2025 12:00 AM
Wow—thank you so much for this incredible review. It truly means the world to me. Helping you through this journey over the past two years has been an absolute honor, and I’m so proud to have been part of your homebuying story. Whether it was...
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About
David McLaughlin is a top 1% mortgage advisor with 31 years of experience, dedicated to helping clients move forward with clarity, confidence, and personalized mortgage solutions. At Luminate Bank, our mission is to deliver a better mortgage experience through transparency, communication, and exceptional service.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Medical Professional Mortgages
DSCR Loans
Self-Employed Mortgages
Cash-Out Refinances
Specialities
First Time Buyers Self Employed Loans Payment Reduction Fast Pre Approvals Investor Financing
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Education
- Temple UniversityReal Estate & Business LawBachelor of Business Administration (BBA)Aug 1989 -May 1994

Positions
- Luminate Bank - Mortgage Advisor- Branch Manager Jan 7th, 2026 - Current
Memberships
- MBA
- RASM
- MBA & RASM
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- Licensed in all 50 States
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Awards
Top 1% Mortgage Ad...
Who's Who in Ameri...
Achievements
- Top 1 Percent Nationwide 10 Years Running Number One Reviewed Mortgage Advisor in Sarasota
Hobbies
- Walking
- Watching Sports
- Going Skiing
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Disclaimer

Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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