

Top 5%
David McLaughlin
Mortgage Loan Originator


Temple University
David McLaughlin is a top 1% mortgage advisor with 31 years of experience, dedicated to helping clients move forward with clarity, confidence, and personalized mortgage solutions. At Luminate Bank, our mission is to deliver a better mortgag... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
The first time I talked to Dave, he was very upfront and understanding about everything. David Is always friendly and has positive attitudeHe went through all the details of how things would work i.e. the steps and the process that you have...
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Reply from Owner
September 13th, 2025 12:14 PM
I'm really glad to hear that your experience with me was positive. Clear communication and a friendly approach are core values I strive for, so it's great to know that these made a difference for you. If you ever have more questions or need...
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I was able to buy a house
Reply from David McLaughlin
January 9th, 2026 10:05 PM
Thanks for taking the time to leave a review. I'm glad to hear that you were able to purchase your first home. It's rewarding to know that the process worked out for you. If you have any questions or need additional support, feel free to reach...
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If you're in the market looking for a great lending officer David McLaughlin should be your go to person. I really enjoyed working with him and he made the process go so smoothly. Thanks again David you are awesome!👏🏻
Reply from David McLaughlin
September 6th, 2025 08:57 PM
Thank you for sharing such positive feedback. It's great to know that the process went smoothly for you and that I could assist you in a meaningful way. If there's anything more I can help with, please don't hesitate to reach out.
If you're in the market looking for a great lending officer David McLaughlin should be your go to person. I really enjoyed working with him and he made the process go so smoothly. Thanks again David you are awesome!👏🏻
Reply from Owner
September 6th, 2025 08:57 PM
Thank you for sharing such positive feedback. It's great to know that the process went smoothly for you and that I could assist you in a meaningful way. If there's anything more I can help with, please don't hesitate to reach out.
David was great to work with! He completed my file in 3weeks ! He explained the process and was always available to respond to questions. I will be recommending him and hope to do business again with him in the near future.
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Reply from David McLaughlin
January 9th, 2026 10:05 PM
It's wonderful to hear that you had a positive experience working with me, Ingrid. I'm pleased that the process was smooth and timely for you, and that I could assist by explaining everything clearly. Being available for questions is an important...
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Everything
Reply from David McLaughlin
January 9th, 2026 10:05 PM
Chad, thank you for your review. I'm pleased to hear that you had a positive experience with everything related to the mortgage process. If there's anything more you'd like to share or discuss, I'm here to listen and assist. Your satisfaction...
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very communicative and on top of things! Cares about clients
Reply from David McLaughlin
January 9th, 2026 10:05 PM
Mark, thank you for your kind words. I'm glad to hear you felt the communication was effective and that my dedication to staying on top of things was evident. It's important to me that clients like you feel genuinely cared for throughout the...
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David's communication throughout the entire loan process was wonderful. He answered all questions in simple terms from beginning to end. Highly recommend!!
Reply from Owner
August 23rd, 2025 07:39 PM
Lisa, thank you for sharing your kind words. I'm pleased to know that you found the communication clear and helpful throughout the loan process. It's important to me to make things as straightforward as possible, so I'm glad I could assist....
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David's communication throughout the entire loan process was wonderful. He answered all questions in simple terms from beginning to end. Highly recommend!!
Reply from David McLaughlin
August 23rd, 2025 07:39 PM
Lisa, thank you for sharing your kind words. I'm pleased to know that you found the communication clear and helpful throughout the loan process. It's important to me to make things as straightforward as possible, so I'm glad I could assist....
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David's communication was wonderful. He explained the process in detail and answered all questions I had from beginning to end. Thank you!!
Reply from David McLaughlin
January 9th, 2026 10:05 PM
Lisa, thank you for your kind words. I'm glad to hear that my communication helped make the process clear for you. It's important to me that all your questions were answered thoroughly from start to finish. If there's ever anything else I can...
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About
David McLaughlin is a top 1% mortgage advisor with 31 years of experience, dedicated to helping clients move forward with clarity, confidence, and personalized mortgage solutions. At Luminate Bank, our mission is to deliver a better mortgage experience through transparency, communication, and exceptional service.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Medical Professional Mortgages
DSCR Loans
Self-Employed Mortgages
Cash-Out Refinances
Specialities
First Time Buyers Self Employed Loans Payment Reduction Fast Pre Approvals Investor Financing
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Education
- Temple UniversityReal Estate & Business LawBachelor of Business Administration (BBA)Aug 1989 -May 1994

Positions
- Luminate Bank - Mortgage Advisor- Branch Manager Jan 7th, 2026 - Current
Memberships
- MBA
- RASM
- MBA & RASM
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- Licensed in all 50 States
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Awards
Top 1% Mortgage Ad...
Who's Who in Ameri...
Achievements
- Top 1 Percent Nationwide 10 Years Running Number One Reviewed Mortgage Advisor in Sarasota
Hobbies
- Walking
- Watching Sports
- Going Skiing
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Disclaimer

Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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