

David Koonce
Loan Officer | NMLS# 480428


Northern State University
Concierge-Level Service for your Mortgage or Refinance
When you’re considering a major financial purchase like buying a home or you’re exploring the pros and cons of refinancing your current mortgage, you’re sure to have questions. But wher... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
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Reviews from Web
David Koonce was an outstanding loan officer who enabled us to close on our new home in just three weeks. The fast closing was crucial, as it likely won us the house. David was knowledgeable, efficient, and always available to answer our questions....
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Clear communication, quick turn arounds and easy process.
Mr. Koonce always offered assistance and was willing to explain everything.
The consistent communication on the process was very helpful. David is fantastic at making sure I understood everything going on during my refinance.
The team didn’t seem to be on the same page when it came to giving and getting information.
David was fast, professional, responsible and empathetic to my situation and worked to help me quickly. He provided recommendations and options to improve the process, great info to help me make the right decisions and kept me consistently...
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David and Christy were awesome and made the process seemless!
David was so on top of everything and made sure we got the best deal. He was very honest and easy to work with. He answered all of my questions and was eager to explain everything. I would 10/10 recommend him to everyone. He made this process...
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Attention to detail. Dave was on top of letting Rachel and I know what things were coming, and helped us as first time home buyers get through the process quickly and without issue.
David was extremely helpful and accommodating to us as first time home buyers. He explained everything and was constantly available to answer questions.
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About
Concierge-Level Service for your Mortgage or Refinance
When you’re considering a major financial purchase like buying a home or you’re exploring the pros and cons of refinancing your current mortgage, you’re sure to have questions. But where do you turn for trusted guidance, and for someone to lead you through? You can rely on me, a mortgage professional in Howard County, Maryland, with more than 25 years of experience. When you call, I will be the one to answer — not a call center — and you can reach out to me anytime.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Education
- Northern State UniversityBusiness Administration and ManagementBachelor of Science (BS)

Memberships
- Mortgage Bankers Association, National Association or Mortgage Bankers, Leadership Howard County MD
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2013
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 480428
- Fairway Independent Mortgage Corporation NMLS #2289 www.nmlsconsumeraccess.org
Achievements
- I have helped thousands of people buy homes or refinance and take pride in their happiness.
Hobbies
- Gardening, fishing, golfing, running, walking and having a beer
Disclaimer
Copyright©2025 Fairway Independent Mortgage Corporation. NMLS#2289 (https://nmlsconsumeraccess.org/EntityDetails.aspx/company/2289).
4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Restrictions and limitations may apply. All rights reserved. Equal Housing Opportunity.
Legal Disclosures: bit.ly/FIMCDisclosures