

David Koonce
Loan Officer | NMLS# 480428


Northern State University
Concierge-Level Service for your Mortgage or Refinance
When you’re considering a major financial purchase like buying a home or you’re exploring the pros and cons of refinancing your current mortgage, you’re sure to have questions. But wher... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM(Open now)
Sat
closed
Sun
closed
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Reviews from Web
David is awesome
Good communication, great advice
Communication, Friendliness
Again, David was fabulous to work with as well as Holly and Sharon at the end. Everyone was so kind, helpful and enjoyed our story of how this new/old home came to be! Everyone helped us get to the finish line with great patience and understanding...
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Mr. Koonce is excellent to work with. He guides his clients to achieve the best loan for their situation. He is very knowledgeable and kind!
David was upfront with what we needed to secure the new loan. He was organized and made the process easy. David was also pleasant and responsive- even on weekends.
Your communication was spot on. We never felt like we were in the dark about where we were in the process. It was pretty seamless.
The communication was fantastic along with the profession help from David. David helped me get a plan to pay off debt and improve my credit score. This ultimately helped me get approved for a long and buy a house!
Throughout the process I had many setbacks with personal life and health and was ready to give up when odds seemed impossible david did not and WOULD not give up on me or let me quit I’m forever greatful!
David did an excellent job of keeping me informed of every step of the process. He always responded immediately and was genuinely working on my behalf.
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About
Concierge-Level Service for your Mortgage or Refinance
When you’re considering a major financial purchase like buying a home or you’re exploring the pros and cons of refinancing your current mortgage, you’re sure to have questions. But where do you turn for trusted guidance, and for someone to lead you through? You can rely on me, a mortgage professional in Howard County, Maryland, with more than 25 years of experience. When you call, I will be the one to answer — not a call center — and you can reach out to me anytime.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Education
- Northern State UniversityBusiness Administration and ManagementBachelor of Science (BS)

Memberships
- Mortgage Bankers Association, National Association or Mortgage Bankers, Leadership Howard County MD
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2013
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 480428
- Fairway Independent Mortgage Corporation NMLS #2289 www.nmlsconsumeraccess.org
Achievements
- I have helped thousands of people buy homes or refinance and take pride in their happiness.
Hobbies
- Gardening, fishing, golfing, running, walking and having a beer
Disclaimer
Copyright©2025 Fairway Independent Mortgage Corporation. NMLS#2289 (https://nmlsconsumeraccess.org/EntityDetails.aspx/company/2289).
4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Restrictions and limitations may apply. All rights reserved. Equal Housing Opportunity.
Legal Disclosures: bit.ly/FIMCDisclosures