David Koch
Mortgage Loan Originator | NMLS ID # 1475785
Illinois State University
The Money Store has been a trusted mortgage brand since 1972. We are a family-owned, privately held lender that serves homebuyers and homeowners from coast to coast. Our mission is to help people achieve their homeownership goals while savi... Show More
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Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
David made refinancing in a pandemic easy!
Reply from David P. Koch - NMLS 1475785 - #you...
September 18th, 2026 09:03 PM
I'm glad to hear that I could help make the refinancing process easy for you, Abby!
David and Courtney let me though the refinance process and made it very easy. They kept in communication and I got a great rate and the cost was minimal. My first 'new' payment is coming up soon and I'm really happy to be saving considerable...
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Reply from David P. Koch - NMLS 1475785 - #you...
September 18th, 2026 09:04 PM
I'm glad to hear that you found the refinance process easy Tracy. It's great to know you're happy with the rate and savings!
David was extremely helpful in helping us buy our first home. I cannot recommend him enough. He was able to help us get a loan with an incredible locked in rate. David made sure that we knew everything about our loan so on closing day we knew...
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Reply from David P. Koch - NMLS 1475785 - #you...
September 18th, 2026 09:05 PM
I'm grateful for your kind words, Tony! I'm happy to have helped ensure you felt informed and confident throughout the process.
As a first time home buyer and not knowing anything about buying house, David made the process very easy for me. He was always available, completely transparent about everything, and took the time to address any concern I had. I would highly...
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Reply from David P. Koch - NMLS 1475785 - #you...
August 6th, 2020 01:48 PM
Thanks Kevin! It was a pleasure working with you as well.
David was very helpful throughout our home buying process. Even though the market was getting crazy busy when we decided to purchase, he stayed on top of our loan and was able to get everything through without a hitch.
Reply from David P. Koch - NMLS 1475785 - #you...
August 6th, 2020 01:48 PM
Thank you Dan!!!
David is very clear in his communication. He was ahead of all foreseeable problems. He went the extra mile to ensure that the house would close on time. Highly recommend David!
Reply from David P. Koch - NMLS 1475785 - #you...
August 6th, 2020 01:48 PM
Thanks Douglas for the kind words! :)
What we appreciated about working with David the most as a first-time home buyer was his ready availableness and depth of knowledge. Home-buying is a scary, complicated process and David was always there to guide us and advise us. I can't imagine...
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Reply from David P. Koch - NMLS 1475785 - #you...
July 20th, 2020 01:02 PM
Thank you for the kind words Charlene! 😊
I have recently had the pleasure of working with David in a professional manner. David is an extremely trustworthy and knowledgable lender who goes the extra mile to take care of his clients. I would highly recommend working with David for...
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Reply from David P. Koch - NMLS 1475785 - #you...
April 14th, 2020 12:05 AM
Thank you David for the kind words and review!!
David was incredible to work with. He made a complex process so much easier, and answered any and all questions we had. We wouldn't have wanted to use any one else! His expertise, passion and kindness show in his work. 12/10 would recommend....
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Reply from David P. Koch - NMLS 1475785 - #you...
March 6th, 2020 05:09 PM
Thank you Cora for the kind review!!!!!
As a Realtor, it’s hard to find a lender who will fight for your clients the way David fights for his. To say that I’m impressed with him and Two Roads Lending is an understatement. His inventive strategies for when homes don’t appraise is...
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About
The Money Store has been a trusted mortgage brand since 1972. We are a family-owned, privately held lender that serves homebuyers and homeowners from coast to coast. Our mission is to help people achieve their homeownership goals while saving them time, money, and stress. We provide a first-class home financing experience and proudly maintain a 98% customer satisfaction rating.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
USDA Loans
Cash-Out Refinances
Home Equity Loan
Specialities
VA Loans
First-Time Home Buyers
Self-Employed Borrowers
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Education
- Illinois State UniversityMusicBachelors of ScienceAug 2009 -May 2013
Positions
- UMortgage - Mortgage Loan OriginatorFeb 14th, 2022 - Sep 3rd, 2026
- NEXA Mortgage - Mortgage Loan OriginatorMar 16th, 2020 - Feb 4th, 2022
Memberships
- Mainstreet REALTORS® Affiliate Member
- Mainstreet REALTORS® Young Professionals Network Committee Memeber
- Wheaton Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS ID # 1475785
Hobbies
- Reading Comic Books 🦸♂️
- Watching the Chicago Bears 🐻⬇️
- Finding the Best Local Coffee Shops ☕
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Disclaimer
MLD Mortgage Inc. dba The Money Store, NMLS ID #1019 (www.nmlsconsumeraccess.org). Located at: 30B Vreeland Rd, Ste 200, Florham Park, NJ 07932. Phone: 973-805-2000. Licensed by the New Jersey Department of Banking and Insurance, license #99117842. View our licensing at: www.themoneystore.com/state-licensing. View our privacy policy at: www.themoneystore.com/privacy. Equal Housing Opportunity. Not all applicants may qualify. Some products not available in all states. Credit and collateral are subject to approval. This is not a commitment to lend. Program, rates, terms, and conditions apply. © 2026 MLD Mortgage Inc. dba The Money Store. All Rights Reserved.