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David Calkins  - VP / Branch Manager | NMLS 525734 in Ellicott City, MD

David Calkins

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VP / Branch Manager | NMLS 525734

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David has been a loan officer and manager in Columbia, MD with Presidential Mortgage since 2004. He has been in the mortgage business for over 30 years and has generated over $900 million in loans over the years. He is a graduate of the U... Show More
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Reviews from Web
  • Encompass
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    Barb H
    Manchester, MD
    Posted on August 18th, 2025 01:27 PM
    Elizabeth was amazing to work with! She was one step ahead of the process and gave peace of mind to all parties involved. Thank you so much Elizabeth for a smooth and pleasant experience!!
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    Zachary R R
    Glen Burnie, MD
    Posted on August 18th, 2025 11:34 AM
    Working with David was a great experience. He was personal and always available. I would reccomend him to anyone.
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    Jake R L
    Burtonsville, MD
    Posted on July 28th, 2025 04:28 PM
    David walked us through every step of the process, from helping us determine what we could afford vs. get what we might get approved for, to finding a good area to look in, to keeping us in the loop after contract and before closing!
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    Abigail L
    Posted on July 27th, 2025 09:14 PM
    David is incredibly knowledgeable and friendly. He puts a lot of effort into being available and communicating as needed!
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    Margaret B
    Burtonsville, MD
    Posted on July 18th, 2025 02:48 PM
    David is always on top of his game!
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    Dennis J M
    Middleton, FL
    Posted on June 5th, 2025 06:38 PM
    This is the 4th house I have purchased with Dave Calkins team and Presidential Bank. Dave's Team is professional, consistent, thorough, responsive, and calm . . . all qualities that make the transaction easy on me. I really appreciate the team...
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    Suzanne P
    Middleton, FL
    Posted on May 31st, 2025 12:50 PM
    Home did not meet closing timeline No communication from lender that we wouldn't close on time, still no repsonse. I checked in the week prior and was told we were on track to close
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    Barbara J
    Gaithersburg, MD
    Posted on April 30th, 2025 02:35 PM
    Dave took the personal, or 'old school' approach to walking me through the loan process. He was always helpful, available and communicative. I remain extremely grateful to Dave Calkins and will recommend him whenever the opportunity arises....
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    Jeri H
    Mount Airy, MD
    Posted on March 21st, 2025 02:34 PM
    David is very experienced and get it done on time! He cares about his clients and makes sure they understand the process.
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    Joshua R
    Virginia Beach, VA
    Posted on March 15th, 2025 01:19 PM
    David and Elizabeth are both amazing. They are wonderful people and provide top notch service and support.
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    About
    David has been a loan officer and manager in Columbia, MD with Presidential Mortgage since 2004. He has been in the mortgage business for over 30 years and has generated over $900 million in loans over the years. He is a graduate of the University of Maryland and worked on Capitol Hill in the House of Representatives prior to getting into the mortgage business. He was one of the first to begin doing large public home buying seminars and taught at several real estate schools for new agents. He also taught real estate continuing education classes on mortgages for many years.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
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    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 525734
    Disclaimer
    Equal Housing Opportunity

    Company NMLS 421593. All loans subject to credit approval.