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  • NMLS # 525734
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Company NMLS 421593. All loans subject to credit approval.
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5.0
Encompass
J
Janine L M
La Plata, MD
Posted on December 9th, 2023 09:10 PM
Everything and everyone made the process pleasant !
5.0
Encompass
D
Douglas F M
La Plata, MD
Posted on December 6th, 2023 03:40 PM
David and staff were a pleasure to work with.
4.75
Encompass
K
Kyle B G
Glen Burnie, MD
Posted on October 27th, 2023 10:20 PM
Mr. Calkins was very communicative throughout our entire loan process, and made a point to explain everything in simple terms. He was additionally very organized and able to present different options that we might be interested in, as well...
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5.0
Encompass
S
Sarah I W
Glen Burnie, MD
Posted on October 11th, 2023 10:12 PM
Great communication! Awesome spreadsheet that allowed us to see clearly what all the numbers were. We appreciated the time Dave took with us to explain everything--sometimes multiple times so that we understood things. We would definitely recommend...
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5.0
Encompass
C
Chris T
Glen Burnie, MD
Posted on October 5th, 2023 12:34 PM
David is detailed oriented, professional, and responsive to my clients. He provides great customer support and answers all questions in a knowledgeable manner.
5.0
Encompass
A
Adam C S
El Paso, TX
Posted on May 18th, 2023 05:00 PM
David is fantastic, very attentive, great communicator.
5.0
Encompass
K
Kelly K
Fuquay Varina, NC
Posted on April 27th, 2023 09:40 PM
Elizabeth Cissel and David were amazing!
5.0
Encompass
M
Michael P C
Fuquay Varina, NC
Posted on April 27th, 2023 07:18 PM
The ease of the process and the communication throughout were incredible
5.0
Encompass
E
Erika T
Avenue, MD
Posted on April 15th, 2023 04:46 PM
I have been doing all my financing and refinancing with David for nearly two decades. I value his advice and expertise. He is very accurate with his numbers that I don't need to worry about surprises. I have had friends where the amount of...
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5.0
Encompass
V
Vicky H
Chesapeake Beach, MD
Posted on April 10th, 2023 10:35 PM
David was a true professional! He was responsive and extremely confident in his job. I was informed during the entire process. The transaction even closed 10 days early! Very impressed!

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