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David Calkins  - VP / Branch Manager | NMLS 525734 in Ellicott City, MD

David Calkins

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VP / Branch Manager | NMLS 525734

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David has been a loan officer and manager in Columbia, MD with Presidential Mortgage since 2004. He has been in the mortgage business for over 30 years and has generated over $900 million in loans over the years. He is a graduate of the U...... Show More
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Overall Ratings
4.96
(317)
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Reviews from Web
  • 5.0
    Encompass
    P
    Patris X
    Aberdeen, MD
    Posted on June 27th, 2026 12:49 PM
    Quit responding
  • 5.0
    Encompass
    E
    Emil X
    Aberdeen, MD
    Posted on June 26th, 2026 09:46 PM
    Third time working with Dave
  • 5.0
    Encompass
    M
    Margaret B
    Aberdeen, MD
    Posted on June 17th, 2026 01:27 AM
    David always makes the process easy and stress-free!
  • 5.0
    Encompass
    M
    Mark R S
    Edgewater, MD
    Posted on April 18th, 2026 06:14 PM
    We've used your services for 20 years and it only gets better and easier! Thanks so much!
  • 5.0
    Encompass
    D
    Donald R H
    Pasadena, MD
    Posted on February 27th, 2026 01:34 PM
    David and Elisabeth are wonderfuk wonderful people and answered every question we had. Great team and would highly recommend to everyone
  • 5.0
    Encompass
    S
    Spencer R S
    Easton, MD
    Posted on September 1st, 2025 10:18 AM
    I know I gave it all high marks which looks like I'm not being serious in my response, but this is the reason I've used David and team for five loans now. He lays everything out from the start very clearly and from the start is on the mark....
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  • 4.37
    Encompass
    M
    Martha S
    Easton, MD
    Posted on August 26th, 2025 08:01 PM
    David was responsive and did a very good job. Thank you.
  • 5.0
    Encompass
    S
    Samantha C
    Manchester, MD
    Posted on August 18th, 2025 01:40 PM
    The whole team was very pleasant and informed us every step of the way. Very communicativ!
  • 5.0
    Encompass
    B
    Barb H
    Manchester, MD
    Posted on August 18th, 2025 01:27 PM
    Elizabeth was amazing to work with! She was one step ahead of the process and gave peace of mind to all parties involved. Thank you so much Elizabeth for a smooth and pleasant experience!!
  • 5.0
    Encompass
    Z
    Zachary R R
    Glen Burnie, MD
    Posted on August 18th, 2025 11:34 AM
    Working with David was a great experience. He was personal and always available. I would reccomend him to anyone.
  • 10 of 317
    About
    David has been a loan officer and manager in Columbia, MD with Presidential Mortgage since 2004. He has been in the mortgage business for over 30 years and has generated over $900 million in loans over the years. He is a graduate of the University of Maryland and worked on Capitol Hill in the House of Representatives prior to getting into the mortgage business. He was one of the first to begin doing large public home buying seminars and taught at several real estate schools for new agents. He also taught real estate continuing education classes on mortgages for many years.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    180
    /850
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    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 525734
    Disclaimer
    Equal Housing Opportunity

    Company NMLS 421593. All loans subject to credit approval.