Dave Usiak
Senior Mortgage Loan Originator | NMLS# 638038
Over the past 40 years, David Usiak has been successful in fulfilling the dream of homeownership for thousands of clients all over the country. Since 2007 he has been a Senior Loan Officer at First State Mortgage.
He has lived in Blooming... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
Dave and his team were really easy to work with. When I ran into some hiccups that were stalling our progress, they jumped in without hesitation to help me and got through where I couldn't. It was so nice to have someone who is willing to go...
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Dave was incredibly friendly and was always there for me and my girlfriend whenever we had any questions or concerns. He was upfront and honest and made the entire house purchasing process as smooth as possible. He really is the best at what...
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Dave is a professional and takes great care of his clients.
I was referred to Dave by my brother in law.
Dave and his team are nice and knowledgeable.
Communication is good.
Process was smooth.
Will recommend him to others.
I recommend working woth Josh Jackson over at First State Mortgage. My wife and I just bought our first house and he was very responsive and always responded to ANY question we had during the process. Even on weekends! We could not have asked...
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Reply from Owner
January 9th, 2026 09:31 AM
Thank you!!
Dave is easy to work with. The process was very smooth.
Great communication very clear on what I needed to do.
It was my first home buying adventure and I was all nervous about the loan engagement process with the bank that's where Jackie came in. I still remember my first call with her, she explained me the entire process and basically took off all...
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Reply from Owner
January 9th, 2026 09:31 AM
Thank you!!
Fantastic experience
Dave helped me get the most out of the first time home buyer programs available. He kept good communication and made sure I understood what was going on every step of the way. I would recommend!!
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About
Over the past 40 years, David Usiak has been successful in fulfilling the dream of homeownership for thousands of clients all over the country. Since 2007 he has been a Senior Loan Officer at First State Mortgage.
He has lived in Bloomington/Normal the majority of his life, graduating from Normal Community High School. He currently serves on their Alumni Foundation Board. David was graduated by Southern Methodist University in Dallas, Texas.
It is a testament to the trust he has earned that most of his clients are referrals from professional partners, past clients, as well as current clients. Whether you are a first-time buyer, move-up buyer, veteran, or live in a rural community – you can benefit from David’s experience!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional, FHA/VA, USDA Rural Housing, Bridge Loans, Home Equity Lines of Credit
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Positions
- First State Mortgage - Senior Loan Officer NMLS 638038May 1st, 2001 - Aug 24th, 2026
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Memberships
- Director - Chicago District Golf Association
- Mid-Central Association of Realtors
- MIRA RPAC Committee
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1982
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 638038
Awards
Top 100 LO Custome...
MIRA Affiliate of ...
Hobbies
- Enjoy a round of Golf with friends; Reading - mainly Non-Fiction; Working out at the Gym
- Enjoy a round with friends, old and new and of course going to the gym; reading as time allows