Dave Usiak
Senior Mortgage Loan Originator | NMLS# 638038
Over the past 40 years, David Usiak has been successful in fulfilling the dream of homeownership for thousands of clients all over the country. Since 2007 he has been a Senior Loan Officer at First State Mortgage.
He has lived in Blooming... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM(Open now)
Thu
8 AM to 5 PM
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Reviews from Web
Dave was extremely patient and very attentive to my daughters first Mortgage. He explained everything in detail and his follow ups and communications extended beyond his normal working hours / days. If you need or want a loan officer, look...
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Dave was extremely patient and provided much needed details as this was my first home purchase. He answered many questions during the journey and I couldn't be more pleased with not only his communication, but his patience. Thank You VERY Much,...
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Dave was great at answering any questions I had.
He also made sure to communicate with me every step of process.
Dave is very responsive and knowledgeable about the home buying process. He was very helpful every step of the way
Getting a mortgage was super simple and easy, especially with Ron’s help. He helped take the stress out of the whole process, and was always there to answer any questions in such simple and easy to understand terms. He’s so helpful and kind...
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Reply from Owner
January 9th, 2026 09:31 AM
Thank you!
Tom made it very easy for me as a 1st time home buyer to understand the process and financial things involved. Tom was very friendly and got me best interest rate on market.. Thanks Tom for helping me buy a home.
Reply from Owner
January 9th, 2026 09:31 AM
Thank you!
We had hassle free very wonderful journey until closing last week. Thanks DesaRae who is our officer. Thanks so much.
Reply from Owner
January 9th, 2026 09:31 AM
Thank you!
Dave never lets you down. He is always giving his 100%. Thank you Dave, for a smooth transaction.
Very easy to work with and talk to, very quick communication as well
On time and keeps us up on what’s going on!
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About
Over the past 40 years, David Usiak has been successful in fulfilling the dream of homeownership for thousands of clients all over the country. Since 2007 he has been a Senior Loan Officer at First State Mortgage.
He has lived in Bloomington/Normal the majority of his life, graduating from Normal Community High School. He currently serves on their Alumni Foundation Board. David was graduated by Southern Methodist University in Dallas, Texas.
It is a testament to the trust he has earned that most of his clients are referrals from professional partners, past clients, as well as current clients. Whether you are a first-time buyer, move-up buyer, veteran, or live in a rural community – you can benefit from David’s experience!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional, FHA/VA, USDA Rural Housing, Bridge Loans, Home Equity Lines of Credit
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Positions
- First State Mortgage - Senior Loan Officer NMLS 638038May 1st, 2001 - Aug 24th, 2026
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Memberships
- Director - Chicago District Golf Association
- Mid-Central Association of Realtors
- MIRA RPAC Committee
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1982
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 638038
Awards
Top 100 LO Custome...
MIRA Affiliate of ...
Hobbies
- Enjoy a round of Golf with friends; Reading - mainly Non-Fiction; Working out at the Gym
- Enjoy a round with friends, old and new and of course going to the gym; reading as time allows