
Crystal Ridgell
Mortgage Banker

I understand that no two homebuyers are alike. That’s why I find the best financing situations to fit your unique needs.
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Crystal is very profesional. She looked out for our best interest. She is very knowledgeable of the process and kept us informed throughout. She worked with the builder to ensure we received everything, from the permits to the draw schedule,...
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Reply from Owner
November 4th, 2025 07:57 PM
Thank you so much for your thoughtful review! It was a pleasure working with you throughout the process. I’m so glad everything came together smoothly, and I truly appreciate your trust in me to guide you through your new home build and closing....
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Crystal is very profesional. She looked out for our best interest. She is very knowledgeable of the process and kept us informed throughout. She worked with the builder to ensure we received everything, from the permits to the draw schedule,...
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Reply from Crystal Ridgell
November 3rd, 2025 04:47 PM
I'm grateful for your feedback, Billy. Ensuring a smooth closing and keeping you informed throughout the process is a priority for me. I'm glad I could work with the builder to support your needs effectively. Thank you for your recommendation,...
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Crystal is always very responsive, answering all our questions, and helping us research our best options.
Reply from Crystal Ridgell
November 3rd, 2025 04:47 PM
I appreciate your feedback, Lisa. It's important to me that I provide prompt responses and assist you in finding the best options available. I'm glad to know that my support has been helpful throughout your process. Thank you for trusting me...
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Crystal was so pleasant, knowledgeable and helpful throughout the whole process! Lived working with her and knew we were in good hands! 100/10!
Reply from Crystal Ridgell
November 3rd, 2025 04:48 PM
It's great to hear such positive feedback about your experience, Tracy. I’m glad that my approach made you feel confident and supported during the process. Your trust is truly appreciated, and it was a pleasure working with you. If you ever...
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She made the process very easy and kept us informed during the whole process. Couldn't have asked for a better agent to work with. We will recommend Crystal to our friends and family.
Reply from Crystal Ridgell
November 3rd, 2025 04:48 PM
Thank you so much for sharing your experience, Dennis. I'm glad to hear that the process felt easy and well-informed for you. It's wonderful to know that my assistance was appreciated and that you'd recommend me to your friends and family....
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Crystal was very quick and effient with the whole
process. She kept us up to date with every step of the way.
Reply from Crystal Ridgell
November 3rd, 2025 04:49 PM
It's great to know that you felt the process was quick and efficient, Avery. Keeping you informed every step of the way is essential to me, so I appreciate your acknowledgment. Thank you for trusting me with your mortgage needs. If there's...
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She is an awesome person. She knows her job. She helped us out so much words cannot explain how helpful she was to take. The time out her busy schedule almost 3 course to help us.
Reply from Crystal Ridgell
August 27th, 2025 05:35 PM
Thank you so much for your wonderful feedback, Helen. I'm glad to know that my efforts made a meaningful impact on your journey. Supporting you was my pleasure, and I appreciate your understanding of the time and dedication it takes to navigate...
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All members involved in this experience were great. Everyone was very knowledgeable and kind, especially Crystal!
Reply from Crystal Ridgell
August 25th, 2025 11:40 AM
Thank you for your kind words, Jessika. I'm delighted to hear that you found everyone knowledgeable and kind throughout the process, and I'm especially glad to have had the opportunity to assist you. Your positive experience is what I strive...
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Dear crystal,It’s not everyday that you choose a company for a mortgage.with some help we found you.You made us feel very comfortable working with you .Your business experience and knowledge where simply the best.Your guidance through the whole...
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Reply from Owner
August 28th, 2025 01:43 PM
John & Darlene, thank you so much for your kind words! It was truly a joy to walk alongside you through this process, and I’m so grateful you trusted me with such an important step in your lives. I’m thrilled we were able to make everything...
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Crystal,It was an absolute pleasure working with you.Your kindness toward us was over the top.You really are good at your job.true professional. You made us comfortable with everything that had to be done.It also was a real pleasure meeting...
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Reply from Crystal Ridgell
August 18th, 2025 03:40 PM
Thank you, John and Darlene, for your heartfelt review. It was truly a pleasure working with you as well. Kindness and professionalism are values I hold dear, and I'm glad to know they made a difference in your experience. Making sure you felt...
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About
I understand that no two homebuyers are alike. That’s why I find the best financing situations to fit your unique needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
VA Mortgage Loans
SC Housing Loans
USDA Loans
FHA Loans
Conventional Loans
Bank Statement Loans
Mortgage Refinances for Cashout, Debt Consolidation or Rate Reduction
First Time Homebuyer Program
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Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #834772
- Licensed in FL, GA#834772, NC, & SC
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.