Crystal Ridgell
Mortgage Banker
I understand that no two homebuyers are alike. That’s why I find the best financing situations to fit your unique needs.
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Reviews from Web
The entire group made the entire process smooth and as a first time homebuyer they made the process very smooth from the beginning.
Reply from Owner
March 2nd, 2026 08:14 PM
I'm pleased to know your experience as a first-time homebuyer went smoothly, Carson. Ensuring the process is seamless from start to finish is important to me. Thank you for sharing your experience, and if you have any questions or need further...
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The entire Atlantic Bay Mortgage Group was amazing and extremely helpful throughout this entire proces! As a first time homebuyer everything was made to be smooth and easily understandable.
Reply from Crystal Ridgell
March 2nd, 2026 08:14 PM
I appreciate your feedback, Carson. It's great to hear that the team at Atlantic Bay Mortgage Group and I were able to help make your first homebuying experience smooth and comprehensible. If you have any questions in the future, I'm here to...
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Crystal was so great to work with - answered every question we had along the way, was available at the drop of a hat , even on a Sunday to answer any questions or concerns that we had. Every step of the way, it felt like we were working with...
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Reply from Crystal Ridgell
February 16th, 2026 05:43 PM
I truly appreciate your kind words, Kyle. It means a lot to know that I could provide the support and availability you needed throughout the process, even on Sundays. Treating you like a friend and helping you reach your goal of getting into...
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Crystal was very professional and a good coach on what i needed to do to get my home financed. I appreciate all the hard work she put in on her side to help us get it done
Reply from Crystal Ridgell
February 11th, 2026 05:49 PM
I'm glad to know that my coaching and professionalism were helpful during your refinance process, Jonny. Your appreciation for the effort I put in means a lot. Thank you for allowing me to assist you with your home financing journey.
As first time home buyers, we were nervous, but Crystal made everything so easy. She answered all of our questions quickly and found us a great price. She was incredibly patient and guided us through every step of the way. We couldn't have...
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Reply from Crystal Ridgell
February 11th, 2026 05:48 PM
I'm glad to hear that I was able to make the home buying process easier for you, Eduard. It's completely normal to feel nervous as first-time buyers, and I'm pleased that my guidance and patience helped along the way. Thank you for trusting...
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Working with Crystal Ridgell at Atlantic Bay Mortgage was an amazing experience from start to finish. The home financing process can definitely be long and sometimes stressful, but Crystal made it so much easier with her patience, professionalism,...
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Reply from Owner
February 5th, 2026 08:08 PM
Thank you so much for your incredibly kind words. It truly means the world to me that you took the time to share your experience.The home financing process can definitely feel overwhelming at times, so my goal is always to make sure my clients...
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crystal was so helpful!
Reply from Crystal Ridgell
February 11th, 2026 05:48 PM
Mehgan, thank you for taking a moment to share your feedback. I'm glad I could be of help during your purchase process. If there's anything more I can do for you, please feel free to reach out.
Crystal Ridgell has received a review with 5 star rating from Daniel L T
Reply from Owner
December 31st, 2025 01:24 AM
Thank you for taking the time to leave a 5-star review! I’m grateful for your trust and so glad I could be part of your home financing journey. Wishing you all the best, and please don’t hesitate to reach out anytime.
Communication was great, answered any questions we had.
Reply from Crystal Ridgell
December 29th, 2025 06:18 PM
I'm glad to hear that my communication met your expectations, Daniel. Answering your questions promptly is a priority for me. Thank you for sharing your feedback, and feel free to reach out anytime you need assistance in the future.
Crystal is the best mortgage lender I have ever used. She was quick to respond and worked fast and efficiently to get us all of the information we needed to buy our house. Would recommend her to anyone.
Reply from Owner
December 17th, 2025 11:56 PM
Thank you for the wonderful review! It was a pleasure working with you, and I’m grateful for the opportunity to help you achieve homeownership. I appreciate the recommendation and am always here if you need anything down the road.
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About
I understand that no two homebuyers are alike. That’s why I find the best financing situations to fit your unique needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
VA Mortgage Loans
SC Housing Loans
USDA Loans
FHA Loans
Conventional Loans
Bank Statement Loans
Mortgage Refinances for Cashout, Debt Consolidation or Rate Reduction
First Time Homebuyer Program
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Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #834772
- Licensed in FL, GA#834772, NC, & SC
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.