
Crystal Ridgell
Mortgage Banker

I understand that no two homebuyers are alike. That’s why I find the best financing situations to fit your unique needs.
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Crystal is the real deal. I wish I was working with her as opposed to my present loan officer. She is able to adjust to her client. As a new homeowner who lived overseas for 30 years, I have limited knowledge as a first time homeowner. Crystal...
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Reply from Owner
December 11th, 2024 09:00 PM
Thank you Lorenzo for the kind words it means a lot that you took the time to do a review 🙏
Crystal was excellent. She is absolutely wonderful.
Reply from Owner
October 4th, 2024 06:46 PM
Thank you so much Rosemary!! You were a true delight to work with and please let me know if there is ever anything I can help you with in the future!!
My fiancé and I had the pleasure of working with Crystal as our mortgage banker, and she was absolutely amazing. She went above and beyond to assist us in every way possible. Crystal is incredibly approachable and seems to be available around...
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Reply from Crystal Ridgell
October 4th, 2024 06:43 PM
Thank you for the fantastic review, Tylene! I'm thrilled to hear that you had such a positive experience with me and Atlantic Bay Mortgage Group. Being part of your home-buying journey was a genuine pleasure, and I'm glad I was able to provide...
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My fiancé and I had the pleasure of working with Crystal as our mortgage banker, and she was absolutely amazing. She went above and beyond to assist us in every way possible. Crystal is incredibly approachable and seems to be available around...
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Reply from Owner
October 4th, 2024 06:44 PM
I'm truly delighted to hear about your positive experience, Tylene! Thank you for taking the time to share your feedback. I'm glad to know you found my assistance helpful throughout your loan process. I'm always here to make things easier and...
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Great first experience buying a house. Would’ve been nice to have all of the options laid out and prepared. She still did a great job explaining!
Reply from Crystal Ridgell
August 5th, 2024 12:45 PM
I'm really glad to hear that your first house buying experience was a positive one, Eli! I take your feedback to heart and will make sure to lay out all the options in a more organized manner for future clients. Your experience and satisfaction...
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Crystal was great! Always there to answer questions and support us through this big process!
Reply from Crystal Ridgell
August 5th, 2024 12:44 PM
I'm thrilled to hear that you had a positive experience with your loan process, Sam. It was a pleasure to guide you through this journey and to help answer your questions. Your feedback is greatly appreciated, and I look forward to potentially...
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Crystal made our first time home buying process seem like a breeze. Crystal was always ten steps ahead of us and we could tell she put her whole heart into our home buying experience. We have nothing but amazing things to say about Crystal’s...
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Reply from Crystal Ridgell
July 31st, 2024 01:51 PM
I'm truly touched by your kind words, Kirsten. It warms my heart to hear that you felt supported during your first home buying process. It was an absolute joy to help guide you through this journey. At Atlantic Bay Mortgage Group, we always...
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I appreciated all the help, and the offer for additional help after the process if needed.
Reply from Crystal Ridgell
July 26th, 2024 09:07 PM
I'm so glad to hear that you appreciated the assistance, Will. It's always my goal to ensure the mortgage purchasing process is as smooth as possible for my clients. Don't hesitate to get in touch if you need further help in the future. Your...
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Had a great experience
Reply from Crystal Ridgell
July 15th, 2024 01:06 PM
I'm so thrilled to hear about your great experience, Ragip! Your feedback means a lot to me and the entire team at Atlantic Bay Mortgage Group. We strive to make the loan process as seamless as possible for every purchase. Thanks for the 5-star...
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Crystal was always willing to answer any and all questions we had throughout the process. She was very caring and understanding with us and our crazy schedule.
Reply from Crystal Ridgell
July 12th, 2024 01:21 PM
I'm truly glad to hear that you had a positive experience, Jeff. It was a pleasure assisting you and your family with your purchase. Understanding and meeting the needs of my clients is always my priority, especially when it comes to accommodating...
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About
I understand that no two homebuyers are alike. That’s why I find the best financing situations to fit your unique needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
VA Mortgage Loans
SC Housing Loans
USDA Loans
FHA Loans
Conventional Loans
Bank Statement Loans
Mortgage Refinances for Cashout, Debt Consolidation or Rate Reduction
First Time Homebuyer Program
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Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #834772
- Licensed in FL, GA#834772, NC, & SC
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.