Crystal Fitzpatrick
Mortgage Lender
Hi, I’m Crystal Fitzpatrick, a Senior Mortgage Lender with First Federal Bank in Overland Park, Kansas. For over a decade, I’ve had the privilege of helping families secure home loans—whether purchasing a new home or refinancing to achieve ... Show More
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The entire process was easy and the prompt responses made me feel more like family than a client.
Reply from Crystal Fitzpatrick
September 12th, 2026 12:16 AM
I'm so glad to hear that you felt like family during the process, Kristine. I think this is probably my favorite review ever! Thank you for sharing your thoughts; I'm here whenever you need assistance in the future.
Professional, responsive (even during weekend), transparent which is important to build trust! i had a great experience
Reply from Crystal Fitzpatrick
September 12th, 2026 12:16 AM
Thank you, Rami, for highlighting the aspects of my service that stood out to you. I'm glad I could provide the professional and transparent support you needed, and that you felt comfortable reaching out even during weekends. Building trust...
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I had a fantastic experience working with Crystal. She was incredibly responsive and consistently followed up with me through texts, emails, and calls. We were on a tight timeline, and she ensured that we met our deadlines. I will definitely...
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Reply from Crystal Fitzpatrick
September 12th, 2026 12:16 AM
I'm delighted to hear that your experience was so positive, Sagar. It was my priority to be responsive and keep everything on track, especially with your tight timeline. Thank you for considering referring your friends and family; that truly...
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She's super helpful and very responsive, so thanks Crystal for making this lending process smooth and easy:)
Reply from Crystal Fitzpatrick
September 12th, 2026 12:16 AM
I'm glad to hear that I could make the lending process smooth and easy for you. Thank you for your kind words—I’m always here to help and ensure everything goes as smoothly as possible.
Crystal's communication and determination to provide a great home buying experience started during our first phone call and remained steadfast through the entire process
Reply from Crystal Fitzpatrick
September 12th, 2026 12:16 AM
Thank you, Shane, for sharing your experience. From our first conversation onward, I’m committed to ensuring a seamless home buying journey for you. Your acknowledgment of my communication and determination means a lot to me. I'm glad I could...
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It had nothing to do with the rates or Crystal . the underwriting team was not diligent with the information provided and not clear about what information was required. the result was a week and a half period where I had to provide addional...
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Reply from Crystal Fitzpatrick
September 12th, 2026 12:16 AM
Thank you, Michael, for your detailed feedback. I appreciate your kind words about my role in the process, and I'm pleased that you would choose First Federal Bank again. I understand the challenges you faced with the underwriting team, and...
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this is the second time we have worked with Crystal She has been professional, helpful and most of all patient with all of our questions! Thank you so much!
Reply from Crystal Fitzpatrick
September 12th, 2026 12:16 AM
I'm pleased to hear that you had another positive experience working with me. It's always important to me to be helpful and patient while addressing all your questions. Thank you for trusting me once again—I truly appreciate your kind words...
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Going into refinancing my home after my divorce, I had no idea what I was doing as I had never dealt with the housing part of our marriage. Crystal helped me abundantly without her we couldn't have done it. Thank you Crystal for all your help...
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Reply from Crystal Fitzpatrick
September 12th, 2026 12:16 AM
I'm delighted to hear that I could assist you with refinancing your home. It was a pleasure helping you through the process. Thank you for your kind words and trust in my services.
great rate and quick, smooth closing
Reply from Crystal Fitzpatrick
September 12th, 2026 12:16 AM
I'm thrilled to hear that you were satisfied with the rate and experienced a quick and smooth closing. It was a pleasure assisting you at First Federal Bank. Thank you for your review!
Crystal got us a good rate
Reply from Crystal Fitzpatrick
September 12th, 2026 12:16 AM
I'm glad to hear that I could assist you in securing a good rate, Nathaniel. It was a pleasure working with you at First Federal Bank. If you have any further questions or need assistance in the future, please feel free to reach out.
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About
Hi, I’m Crystal Fitzpatrick, a Senior Mortgage Lender with First Federal Bank in Overland Park, Kansas. For over a decade, I’ve had the privilege of helping families secure home loans—whether purchasing a new home or refinancing to achieve their financial goals. I specialize in VA, Conventional, and FHA loan programs and take pride in truly listening to my clients to find the best lending solution for their unique situation. My top priority is ensuring every borrower feels confident and informed when making such an important financial decision. Outside of work, I enjoy spending time with my husband and our four wonderful children.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Cash-Out Refinances
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS #1426644