

RWM Home Loans, San Diego, CA
Empowering communities through homeownership
San Diego, CA

RWM Home Loans is a family-owned community mortgage bank with over 3 decades of experience, proudly offering award-winning 5-star service to help clients nationwide achieve their home financing goals. We provide a wide variety of loan progr... Show More
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Working with Terri and Tracy was a great experience. Being first home buyers there's a lot of unknown and many questions . Terri was there every step of the way guiding us on our journey. It was a 7 month journey for us to move into our beautiful...
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Reply from Terri Lee Guthrie
September 23rd, 2026 04:29 PM
Salina, it was truly a pleasure to assist you as first-time home buyers. Navigating the complexities of purchasing your first home can indeed be daunting, and I’m glad I could help make the process clearer for you. Working through the seven-month...
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Shanne you helped me through a terrible lender fallout of their commitment and made this deal happen! Thanks to you and Betty for a quick close on my new investment property
Reply from Shanne Sleder, Team Sleder - RWM Ho...
December 1st, 2025 11:53 PM
Lauren, thank you so much for sharing your experience! We're glad we could help turn a difficult situation into a successful outcome. It was a pleasure working with you, and we're thrilled to have been part of securing your new property. Betty...
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Matt and Team, I wish I could find the perfect words to describe how amazing and patient you all were. Such a great team to work with. Our situation was unique and timely, not once were we discouraged. Work with Matt, he will guide you and...
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Reply from Matt Royer - RWM Home Loans - Mortg...
November 25th, 2025 04:16 PM
Kamela, You would be amazed to hear how few people trust my advice on how to make their situation work, especially when the path is going to take a lot of effort. You believed, you worked and together, we made this happen. I couldn't be happier...
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Siempre estaba al pendiente de todo
RWM Home Loans - California has received a review with 5 star rating from Spencer A
Phebe worked tirelessly with great communication throughout. We highly recommend RWM and Phebe for all mortgage needs.
Reply from Phebe Ellis-Roach
November 24th, 2025 10:16 PM
Gregory, I appreciate your thoughtful comments and recommendation. It was a pleasure working with you and ensuring the mortgage process was well communicated. If there's anything more I can assist you with in the future, please don't hesitate...
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Tracey took the time to listen to and answer all my questions. He was patient with my lack of knowledge and explained everything thoroughly. He was also proactive when it came to certain steps that would have cost me in the long run. I really...
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Reply from Tracey Day
November 24th, 2025 04:39 PM
Thanks Spencer for letting us help with the loan process, glad we were able to answer all your questions and step you through it smoothly. I know it can be a little scary when you purchase a home for the first time...but you did GREAT!!!
RWM Home Loans - California has received a review with 5 star rating from James M
Cedric and the whole team working in my home buying experience were always available to answer any questions and keep me up to date on each step Of the process.
Phebe came recommended by a family member in the banking industry. Her excellent reputation is well earned! She is knowledgeable and deligent about best practice.
Reply from Phebe Ellis-Roach
November 24th, 2025 10:17 PM
Collins, I'm grateful to hear such positive feedback from you. Recommendations from family members in the banking industry mean a lot, and I'm glad to have lived up to that trust. I strive to stay knowledgeable and diligent to ensure things...
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About
RWM Home Loans is a family-owned community mortgage bank with over 3 decades of experience, proudly offering award-winning 5-star service to help clients nationwide achieve their home financing goals. We provide a wide variety of loan programs with flexible options and tailored consultations to meet the unique needs of homebuyers and homeowners. With competitive rates and a commitment to long-term financial success, we guide clients through every step of the homeownership journey. Schedule your free consultation today!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Company
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Disclaimer
Not all products are available in all states for all amounts. All mortgage applications are subject to underwriting guidelines and approval. This is not an offer of credit or a commitment to lend.
Equal Housing Lender.
Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Bureau of Real Estate #01174642 and the CA Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS #79445