Lumin Lending, Irvine, CA

Extremely professional, knowledgeable in providing loan. I was selling in California and purchasing in Washington. All documents completed and signed in a timely manner.

Met Andrew about a year ago and we had an incredible conversation about family values and what makes life work. My wife and wanted to wait until we where ready to buy a HOME, and the only person I could trust to guides as was Andrew. Happy...

Andrew stayed on top of the process and made sure I was informed. He was always available by phone and email. He was able to close the loan faster than any re-fi I have ever undertaken.

Andrew is a true professional. He is very personable, extremely thorough, knowledgeable, and truly cares. He wants the absolute best outcome based on his client's expectations and needs. I don't think you could find a better person and/or business...

Working with Andrew was one of the most pleasant real estate experiences I've had over the past 20 years during which I've purchased and refinanced several homes. Andrew is always a professional, but friendly enough so as not to be intimidating....

Skeptical at first at an online mortgage financing company, i heard over the radio on an early morning drive to work that one could re-finance at the current year without the need to reset back all the way to 30 years, which was the point that...

Ceci was very quick to response to all of my inquiries, and her rate was the best among 5 different lenders that I had called. Her service is outstanding and we're glad that we went to her for our first mortgage loan. We'd love to work with...

This is the second time we have used Andrew. As usual, top quality customer service. He made our process simple and easy to follow. Thanks Andrew!

Andrew Kayes, Thank you so much ! Again this is the 2 time you worked with me with my Refinance as always you were quick honest and explained every detail that I needed to know , thank you again :)

I had gone through the mortgage process at least ten times since my first home purchase. As a veteran, you are able to do a streamline refinance on your VA loan after six months. I have gotten dozens of calls and mailers trying to get my business....