Andrew Kayes
Executive Branch Manager
With over 30 years of combined experience, our founders bring unparalleled expertise to guide you through every step of your mortgage journey.
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Business Hours
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8 AM to 5 PM
Sat
closed
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closed
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Reviews from Web
Andrew is amazing , honest , compassionate and trustworthy he’s makes you feel like part of his family . We were currently working with another lender, but something just felt off, so we started looking into different ones. I noticed Andrew’s...
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Reply from Owner
September 24th, 2026 12:00 AM
Thank you so much for the kind words, Michelle! We are so glad you gave us the opportunity to work with you on this. We will be looking forward to working with you again in the future. Take care of yourself!!
I had begun the refinance process with another lender and wasn't impressed with how it was going. A friend told me about Andrew--she had worked with him a couple of years ago. I called him first thing in the morning on my drive to work and...
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Reply from Owner
September 21st, 2026 12:00 AM
I am so glad that Mariam got us connected, Kathleen. We had a great time working with you and glad we were able to get you the best terms for your situation. I look forward to working together in the future again, old friend :)
After weeks of sorting through truths and lies from many lenders, I was fortunate to speak w/ Andrew Kayes. He helped me more in our first 5-minute conversation than all the other lenders combined. I highly recommend Andrew!
Reply from Owner
September 16th, 2026 12:00 AM
Really appreciate the kind words, Robbie! We do not take the opportunity lightly to be able to help. Glad we found something that worked and made sense for you. It was a pleasure working with you!
1000/10, I highly recommend!!!I received several phone calls, emails, and text messages from so many lenders throughout my refinancing process; however, Andrew stood out from the rest. He was very attentive to my needs, my concerns, and made...
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Reply from Owner
August 25th, 2026 12:00 AM
It was so much fun working with you, Clarissa! We appreciate the top tier recommendation and are excited to work with you again in the future! All the best!
Andrew took the time to learn exactly what our plans were! We were unsure about how we wanted to get cash out and worked the numbers to get the best possible deal! Thank you Andrew!
Reply from Owner
August 3rd, 2026 12:00 AM
Thank you for giving me the opportunity to walk you guys through this, as well as your options. You were great to work with and we look forward to keeping in touch! Thank you again!!
I made a general inquiry about the possibility of refinancing my home. It wasn’t set in stone, but just an informational foray. Several companies called me over the next few days, and I listened to their spiels. Andrew sent me an email first...
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Reply from Owner
July 30th, 2026 12:00 AM
WOW, thank you Crystal! These type of loans are why I love what I get to do on a daily basis. Seeing this come full circle for you was so rewarding. I am so happy we got connected and appreciate the beautiful sentiment. Please take care!!
Andrew was outstanding during our recent refinance of our home. I had 4 other companies calling me trying to get my business. My initial interaction with Andrew sealed the deal. I explained the situation we were in and unlike others I talked...
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Reply from Owner
July 27th, 2026 12:00 AM
Really appreciate the kind words, Kirk. We were able to execute on our plan flawlessly and I'm so glad to see it all come together. Hope you and the family enjoy the rest of your year and I'll look forward to speaking in the future!
⭐⭐⭐⭐⭐Working with Andrew Kays on our home loan was an outstanding experience from start to finish. He made what could have been a stressful process feel simple and straightforward by keeping us informed every step of the way. Andrew was always...
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Reply from Owner
July 15th, 2026 12:00 AM
Lance- probably the best review I have received this year! Working with you and Shante is always a pleasure. I will always be here to help you guys and support your family. Congrats on the wedding and can not wait to hear all about it! Thank...
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Andrew was exceptional in assisting us with our mortgage process. He answered all our questions, explained all the details, and kept us updated from beginning until closing. We Would highly recommend him for any of your lending needs.
Reply from Owner
July 15th, 2026 12:00 AM
Thank you, Betty! You were an absolute pleasure to work with. Excited to see how this loan really makes a difference for you and Paul. Please take care!!
Andrew and Zoya have done two loans for us, each of the loans were challenging some how they were able to get the loans funded. If you are trying to get a loan and think it’s not possible for whatever reason. They will find a way Andrews’ knowledge...
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Reply from Owner
June 24th, 2026 12:00 AM
Always a pleasure working with you guys, Don! Really happy to see how things have improved over the last 6 months. Looking forward to the next one we do together! Thank you!
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About
With over 30 years of combined experience, our founders bring unparalleled expertise to guide you through every step of your mortgage journey.
Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Bridge Loans
Fixed Rate Mortgages
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1073992