Lumin Lending, Irvine, CA

I couldn’t believe it, we closed super fast in less than two weeks. I called Robert at Owning because the other lender couldn’t produce loan docs on our close date after they had been working on my loan for a month.

Have you ever had to tell your loan officer to enjoy his vacation because he's too busy checking in with you? No? I didn't think so, but that's Andrew - While out during his time off, he took the time to consistently call and check in to ensure...

Andrew made the refi quick, painless and worry free. I will most definitely use Advantage First again. He was always available via phone for questions, even on the weekends.

Andrew is such a class-act. He is always there to answer any questions that pop up, and he is willing to go the extra mile to help keep things moving along. I can't say enough good things about Andrew Kayes and Advantage First Lending!

Attention to detail. Fantastic work ethic. Friendly caring attitide. All the characteristics you are looking for can be found in Andrews work. He can fulfill your needs and get you a better refi or get you into a new home. Very pleased with...

Great simple process and easy to work with. Attention to detail and good communication made the process very simple. I would recommend to anyone wanting a fair simple process. Did exactly what he was supposed to be doing

Andy is highly knowledgeable, efficient, and truly concerned about our individual circumstances. With our first refinance, Andy addressed a multitude of problems and encumbrances; and made them all vanish! Now with our second refi, we have...

We only met Andrew via phone less than a year ago and have just completed our 2cnd refi with him. Again the experience was seamless and so easy, great communication and all via text or email. Andrew's expertise has guided us and made us much...

start to finish a breeze everyone very helpful. We look forward to another loan and thank you in advance for your cooperation. The good news is that we still may be able to buy another home.

Andy was so incredible. He was very patient with me as I am a first time home buyer and had many questions. He regularly checked in on me and updated me with any news or changes. He worked fast and diligently on closing the loan on time. He...