

Lower, LLC, Columbia, MD
Columbia, MD

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Isabel has been delivering excellent customer service not only on being friendly and empathetic, but also on knowing her job and service in-depth, listening carefully to understand customers' needs in a timely matter.
Reply from Isabel Sosa
September 30th, 2026 02:46 PM
Irina, I'm pleased to know that you valued my customer service and found my approach both friendly and knowledgeable. At Lower, understanding and meeting your needs is always a priority, and your feedback means a lot to me.
Lower, LLC has received a review with 5 star rating from Sherry H
No hassle everyone was so nice
Reply from Abigail Shields
September 30th, 2026 02:21 PM
I'm pleased to hear that you had a hassle-free experience and found everyone at Lower to be nice, Sherry. Thank you for sharing your positive feedback!
Lower, LLC has received a review with 5 star rating from Vinh H
Brandon was very helpful and professional make working with him was a breeze
Reply from Brandon Hooper
September 23rd, 2026 03:28 PM
I'm glad to know that working with me was a breeze, Vinh. At Lower, I strive to provide helpful and professional service, and it's great to hear that I achieved this in your experience.
This is my second new home mortgage with Ira and team! They are super knowledgeable, and provide an extremely efficient, automated but also personalized workflow and experience. They are with you every step of the way, prepare to deal with...
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Reply from Ira Goldberg
September 30th, 2026 04:43 PM
Adam, I'm glad to hear that your experience with me and the team at Lower has been so positive. Thank you for your trust and recommendation; it's wonderful to know that our process and support met your needs. If you ever have more mortgage...
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Reily and his team comminicsted communicated timely and were very supportive in a transaction that had a fast closing timeline.
Reply from Reily Kiser
September 23rd, 2026 03:22 PM
Congratulations! Thank you for being prompt with all of your items to ensure a quick close
Nikki was so patient, understanding and was just all around amazing. This was my first experience purchasing a home and she made it so simple and explained every small question I had! I have already referred her to a friend and I will continue...
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Nikki was so patient, understanding and was just all around amazing. This was my first experience purchasing a home and she made it so simple and explained every small question I had! I have already referred her to a friend and I will continue...
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Reply from Nikki Benefield
September 30th, 2026 05:10 PM
Jessica, I'm glad to hear that I could make your first home purchase a smooth and simple experience. Your referrals mean a lot to me, and I appreciate your trust and kind words. Working with clients like you at Lower is truly rewarding.
I absolutely loved working with TJ. She was continuously supportive and patient with all the questions I had. She has amazing communication and is overall an amazing person to have on your team! I highly recommend working with her and her team!...
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Reply from Owner
September 23rd, 2026 02:59 PM
Hannah, thank you so much for the kind words! It was such a pleasure helping you through your first home purchase. I loved all of your questions and how involved you were throughout the process. I’m so happy we were able to get everything worked...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.