

Lower, LLC, Columbia, MD
Columbia, MD

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
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closed
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closed
Mon
9 AM to 5 PM
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Reviews from Web
Donna Hudson has received a review with 5 star rating from Nicole W
Reply from Owner
September 2nd, 2026 04:43 PM
Thank you Nicole. Just love working with you!
Donna is amazing and a pleasure to work with!
Reply from Donna Hudson
September 9th, 2026 03:02 PM
Nicole, I appreciate your kind words and am happy to hear that you had a great experience working with me. It was truly a pleasure to assist you. Thank you for your feedback!
Brian is a great communicator and followed up with me nearly every day and every step of the way. The process at universal lending is straightforward and efficient. Everyone worked hard to do everything in a timely manner.
Reply from Owner
September 3rd, 2026 02:50 PM
We greatly appreciate the review! I hope you love your new home :)
Brian and the ktger team members were quick to respond and get on too of things right away from the beginning. There was gardly a day that would go by withiut receiving follow up communication from him ir his team. People always talk about...
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Reply from Brian Hafner
September 2nd, 2026 08:25 PM
Thank you! We hope you love your new home!
Response- knowledge- communication- the best in the business!
Reply from Erik Gross - Lower Mortgage (Hurst,...
September 2nd, 2026 02:30 PM
Thanks Ellen. LOVE the new home....y'all enjoy.
Helpful and stayed on top of us to ensure we met deadlines!
Reply from Rhonda Holt
September 9th, 2026 01:57 PM
Laurel, I'm glad to hear that you found my assistance helpful in keeping everything on track. Thank you for sharing your experience!
What made this experience great was how fast the process went by . I though I was going to be waiting for 3-4 months but under two months I was able to close so I was very satisfied with my service .
Lower, LLC has received a review with 5 star rating from Carrie G
very friendly. Simple process. Great communication
Reply from Rhonda Holt
September 9th, 2026 01:09 PM
Carrie, I'm pleased to hear that you found the process simple and the communication great. Thank you for your kind words about my friendliness.
Jake Adler has received a review with 5 star rating from Henry J W I
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.