

Ladera Ranch Lending, CA
Your Lender for Life
Ladera Ranch, CA

At Ladera Lending, Inc., we open doors to a wealth of personalized services to all varieties of clientele. From real estate professionals, to builders to individual home buyers,we will tailor a program for your needs. Our knowledgeable team... Show More
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Working with Coby , he goes over everything with you so you understand.
Reply from Coby Brainard
September 10th, 2026 10:34 PM
Thanks again Hugh! Will touch bases when the markets improve and the opportunity to lower your rate/payments presents itself. All the best!
They listened to my needs, came up with a workable plan
Grant is very knowledgeable and helps you decide on which product would work best for your. Grant also is very responsive especially as a customer as we navigate through a very stressful situation.
Getting the rate I was disclosed initially.. Not having the rate and price on everything rise with every disclosure. Not having my original loan request raised by 25k to cover expected payments over and above what I hoped to pay as a down.
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There was just alot of back and forth. A few things that we were told, wasn't accurate. The process took longer than expected. But over all we are happy that it got done.
Reply from Michael Pendergast
July 10th, 2026 10:24 PM
Thank you for sharing your experience, Jeffrene. I apologize for any miscommunications and delays during the process. I'm pleased to know you're happy with the outcome. If there’s anything further you need, please reach out to me directly.
Paul Bogosian was incredible to work with. Super easy going , communicative , personable, but I had no doubt throughout tge whole process that he was working hard to get me the best loan possible. Thanks Paul! 10/10
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I enjoyed the friendly conversations with Stephanie . She made me feel comfortable and well informed about making such a big financial decision . Both her and Eddy answered all questions and kept the technical questions easy to understand.
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Please have the closing officer review all documentation before scheduling closing
Better communication. I would call or text Elias as he said he was our point of contact. This was after I called and left a message for Paul to please call. I never received a call from either of them.
The reason I continue to use Ladera is because Paul has earned my trust. He consistently provides me with valuable guidance and products that serve the needs of my family.
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About
At Ladera Lending, Inc., we open doors to a wealth of personalized services to all varieties of clientele. From real estate professionals, to builders to individual home buyers,we will tailor a program for your needs. Our knowledgeable team works to provide you with financial loan options that fit your lifestyle and budget making your dream of home ownership and financial freedom become a reality.
We have built a strong foundation of loyal clients and a trusted brand within our community. Our goal is to provide each client the highest level of service and the lowest possible rate.
We look forward to becoming your Mortgage Banker for Life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)