
Golden Empire Mortgage, Inc, Bakersfield, CA
Bakersfield, CA

Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage produ... Show More
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Reviews from Web
I’ve been a realtor for 8 years and it’s hard to find great quality lenders . That is until I came across Thomas of GEM mortgage and his amazing team 🙌🏼. They have consistently helped my clients get into homes and be happy in the process...
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Reply from Owner
August 7th, 2025 12:00 AM
Thank you for the solid review Bree!! Great minds and people in our industry with the integrity and work ethic you display are of high value. Your partnership and trust is highly appreciated!! We look forward to continuing our mission and having...
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I know A LOT of people in the business. You get a straight shooter with connections to help you win the home you want and get the financing you need. Thomas not Tom, will get the job done!
Reply from Owner
July 11th, 2025 12:00 AM
Thank you for the amazing review and for also clarifying my preference and distaste in the name Tom. Thomas or Tommy will get you better results than Tom any day here at GEM! lol
Thomas and his team are fantastic! From knowing their products, to educating their clients, to making a very difficult transaction feel very comfortable! Very trustworthy, and good vibes! This team rocks! I highly recommend them!
Reply from Owner
August 7th, 2025 12:00 AM
Thank you Yesenia! You are amazing and that energy you bring to our industry is unmatched.
Only Place to go GEM Mortgage Thomas Guided Us 12 years ago thru the whole Loan Process set us up with a great realtor and guided us thru the whole process we refinance 4 years ago to lower our interest rate and once again made the process...
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Reply from Owner
July 11th, 2025 12:00 AM
You and your family are amazing Erika!!! You have been a long standing favorite here at GEM and your support and referrals over the years have not gone unnoticed! Thank you so much for your support and continued trust! We appreciate you!
Gregory Cross has received a review with 5 star rating from Garrett G
Greg and his team were super easy to work with and walked me through the whole process
Antoine is very understanding and helpful throughout the process. He made himself as well as his whole team accessible to me from both offices.
I will always recommend your services to everyone I know.
Reply from Antione Moore
September 24th, 2024 07:58 PM
Hi John,
Thank you for allow us the opportunity to help you with your lending needs and I will be in contact so we can help lower your payment even further as rates improve.
The communication, from the entire Gem Mortgage team was fantastic.
Ten stars
Joe and his team are phenomenal and go the extra mile to make it happen! Joe was able to get my loan to closing by working my application and keeping me informed every step of the way!
It was a great experience for us with Rene as first time home buyers. He took the time to thoroughly guide us through the loan process and helped us understand better. All our questions were answered thoroughly. He was always prepared for the...
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Reply from Rene Arauz
August 21st, 2024 03:30 PM
Thank you, Kathryn ! You and Luis were a pleasure to work with. You asked excellent questions.Your cooperation was top notch. I'm very happy for you ! I remain available to you in the days , weeks and months ahead. Blessings !
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About
Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage products with a focus on quality, compliance, and unmatched customer service. In 2016, the company is on track to fund in excess of $2 billion in mortgages and for each of the past four years has been recognized as one of the Top Mortgage Bankers in America and 50 Best Companies to work for by Mortgage Executive Magazine. Golden Empire Mortgage was founded in 1987 and is based in Bakersfield, California. For more information, visit www.gemcorp.com.
Click GEM Mortgage Branches to view branch locations.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Branch
Time Zone
Pacific Standard Time (PST)