
Golden Empire Mortgage, Inc, Bakersfield, CA
Bakersfield, CA

Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage produ... Show More
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Thomas went above and beyond out of his way to get us the proper information we needed in order to buy a house. Anytime I had questions , he had an immediate appropriate answer. He gave us the numbers we wanted and got us approved. I would...
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Reply from Thomas Louisignau
March 23rd, 2026 04:41 PM
It’s great to hear that you found the information and support helpful, Nicolas. I'm glad I could assist in getting you the details you needed and help secure your approval. If you have more questions or need further assistance in the future,...
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I've used Milo for years. Great advice and great service!
Reply from Milo Grecian
March 22nd, 2026 06:12 PM
Thank you for continuing to trust me with your refinancing needs, Dennis. I'm glad to hear that you've found my advice and service helpful throughout the years. If there's anything else you need or any questions arise in the future, don't hesitate...
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Manny was great! Shared options, kept me informed. I will recommend him to family and friends.
Reply from Manuel Corral
March 23rd, 2026 03:03 PM
It's wonderful to know that you felt well-informed and supported throughout the process, Jose. I aim to present all available options clearly and keep communication open, so I'm glad that came through for you. Your recommendation to family...
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Loan process was well explained and made
Reply from Corbin Claypool
March 23rd, 2026 02:45 PM
It's great to hear that you felt the loan process was clearly explained, Thomas. Making sure everything is understood and straightforward is a priority for me. If there's anything else I can assist you with, please feel free to let me know.
Gregory took the time to answer all of the questions that we had and he explained the answers we had a hard time understanding quite well.
Reply from Gregory Cross
March 23rd, 2026 03:31 PM
I'm pleased to hear that I was able to provide clarity on your questions, Shelli. Ensuring you understand each step is important to me. If you ever have more questions or need further assistance, please feel free to reach out.
Easy process! Would highly Recommend!
Reply from Joe Cucchiara
March 23rd, 2026 05:16 PM
Thank you, Hannah, for sharing your positive experience. I'm pleased the process was smooth for you, and I appreciate your recommendation. If there’s anything else I can assist you with, feel free to get in touch.
returned calls timely, always friendly, quick and easy refi!
Reply from Scott Gilman
March 22nd, 2026 03:12 PM
I'm glad you found the refinancing process quick and easy, Wendy. It's important to me to be responsive and friendly, so I'm pleased to hear that reflected in your experience. If there's anything more you'd like to discuss or need assistance...
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I used GEM Morgage from 1990 until I retired in 2023 and would use no other lender unless my buyers came ti me with a loan commitment from another lender and then I would have the cross- qualify with GEM. There were times that the other lender...
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Reply from Lori Kaffenberger
March 23rd, 2026 04:58 PM
Carol, I'm truly grateful for your kind words and for trusting me and GEM Mortgage over the years. It's rewarding to know that our efforts to support both your and your buyers' needs have made a positive impact. I'm pleased to hear about your...
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Super easy to work with! very clear instructions and straightforward answers to our question.
Reply from Scott Gilman
March 22nd, 2026 02:24 PM
Rachel, I appreciate your feedback. I'm pleased to hear that you found the refinancing process clear and straightforward. Providing clear instructions and answers is important to me. If there's anything further you'd like to discuss or any...
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Cody did a great job. Responsive and Professional
Reply from Cody Villanueva
March 23rd, 2026 03:52 PM
Thank you for sharing your feedback, Aaron. I'm pleased to hear you found my responsiveness and professionalism to your satisfaction. If you have any further questions or require assistance in the future, please don't hesitate to get in touch....
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About
Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage products with a focus on quality, compliance, and unmatched customer service. In 2016, the company is on track to fund in excess of $2 billion in mortgages and for each of the past four years has been recognized as one of the Top Mortgage Bankers in America and 50 Best Companies to work for by Mortgage Executive Magazine. Golden Empire Mortgage was founded in 1987 and is based in Bakersfield, California. For more information, visit www.gemcorp.com.
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Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Pacific Standard Time (PST)