

Flat Branch Home Loans, Chesterfield, MO
Chesterfield, MO

Based in Chesterfield, Missouri, we are located on North Outer 40 Road, near Mercy Rehabilitation Hospital. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
It was our first time through this process and it went very smooth and any/all questions we had were answered promptly.
Reply from Steven Clifford
September 20th, 2026 08:40 PM
I'm glad to hear that your first experience with the process went smoothly, Calvin. It was my pleasure to promptly address all your questions and guide you and Mary through with Flat Branch Home Loans.
Was very helpful and timely in responses. Was a great first time home buying experience
Reply from Cindy Woods
September 23rd, 2026 05:41 PM
Anthony, I'm happy to know that you had a great first-time home buying experience with my help. Thank you for choosing Flat Branch Home Loans for this important journey.
Bill has helped me 3 times with purchasing a home and each time has been an awesome experience! He is very knowledgeable and explains everything so well!
The best customer service experience hands down! Great company to work with, highly recommended their services!
Other than the last minute scare, he was very helpful with explaining everything!
Reply from Tom Stone
September 30th, 2026 07:53 PM
Christina, I'm pleased to hear that you found my explanations helpful throughout the process. I understand that last-minute scares can be stressful, and I'm here to assist with any further questions you might have. Thank you for choosing Flat...
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Karen was wonderful to work with. She would answer so quickly whenever I had a question, she answered it immediately. I couldn't have asked for a better experience as a first time home buyer.
Reply from Karen Rust
September 21st, 2026 02:46 PM
Thank you Heather!
Francisco is truly an exceptional lender and such a pleasure to work with! He communicates clearly and consistently throughout the entire transaction, keeps everyone informed, and is always quick to respond. We consistently receive CTC (Clear...
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We were moving from out-of-state and our realtor, Teresa Paterno , recommended Karen. She was wonderful to send everything on time and send reminders for us to do the same. The process was easy and stress-free. We highly recommend Karen Rust...
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Reply from Karen Rust
September 21st, 2026 02:48 PM
Thank you Dana!
Several times my clients tried to call you and others there with no one answering the phone and no return call. I received very little communication that was proactive. Almost everything I or my clients needed, WE had to contact Flat Branch...
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We had such a wonderful experience working with Jason! He made the entire process so easy and was always quick to answer our questions, even when we had no idea what we were doing as first-time homebuyers. He went above and beyond to make sure...
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Reply from Jason Cowgill
September 22nd, 2026 09:40 PM
Thank you so much. It was such a pleasure working with you guys.
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About
Based in Chesterfield, Missouri, we are located on North Outer 40 Road, near Mercy Rehabilitation Hospital. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an integral step toward a future of success for you and your family. Ready to start the process of buying your home? We’re ready too. Head down to our Chesterfield location to meet your local lender!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Company
Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 224149
Disclaimer
NMLS# 224149