First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Loan issued with relative ease on our part. Straight-forward communication process. Loan issued in a timely manner.
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Martin Still
Guidance through the process
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Guidance through the process
Reply from Martin Still
May 26th, 2025 08:40 PM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
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Charles Sutton
Charles was very kind and easy to talk to. Adrienne was also very helpful and great at communicating. Love how easy the portal was to use.
Jim is attentive to our needs and provided great support in us getting our dream home. He called the buyer’s agent and supported our bid on the mortgage side. I would highly recommend Jim to anyone!
Reply from Jim Yarrington
August 31st, 2022 04:46 PM
Shuyang:
I enjoyed working with you and Rebecca. I can't believe how fast our transaction went. I love your new home. Enjoy!
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Scottsdale
Dan fills us with confidence that he is looking out for our best interests. He provides sound advice and is well informed. I love the software used, that made the process clear and easy to get First State our documents quickly and securely....
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Reply from Dan Francis
September 27th, 2023 03:14 AM
Thanks so much for the great review Amanda! Always a pleasure to work with you and Dave! I'll keep an eye out on the rates and if we see an improvement down the road I'll reach out!
Thorough, personable, went the extra mile, answered all questions, accessible.
Reply from Jim Yarrington
August 1st, 2022 04:28 PM
S & R:
Thank you for the kind words. It is not easy moving across the US and getting situated. I am delighted that we could make this an easy experience for you all! Enjoy the new home. I look forward to visiting soon!
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Overland Park
Being a first time home buyer can be stressful. Good thing Curtis Schartz was always there for me. He is very professional, made sure all my questions were answer he explained everything with detail. Always kept me updated throughout the whole...
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Reply from Owner
August 21st, 2023 09:57 PM
We are glad you are satisfied with First State Bank Mortgage and our services, David. We will be sure to let Curtis know you appreciated his professionalism and attention to detail!
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Curtis Schartz
Curtis was on it from start to finish. Kept me updated all the time. He answer all my questions I had, he was very helpful.
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Martin Still
Martin was always quick to respond to any questions that we had,. He helped guide us through our first home buying experience and made the entire process so smooth for us.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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