Embrace Home Loans, Inc., Middletown, RI

Middletown, RI

4.92

(76,612)

Mortgage

Mortgage Loan Officer

Contact Info

(800) 333-3004

Middletown, RI

https://www.embracehomeloans.com

Location & Business Hours

Business Hours

Wed

9 AM to 5 PM

Thu

9 AM to 5 PM

Fri

9 AM to 5 PM

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4.92

(76,612)

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5 Star

96%

4 Star

3 Star

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1 Star

Great communication. Karla was prompt to keep the process moving along. She was available when needed and guided us through the process with efficiency. She "knows" her stuff!

Mackenzie kept everyone informed throughout the transaction and everything went very quickly even with many contingencies! I have recommended her to quite a few people already.

(Translated by Google) Very good 💯 (Original) Muy buenos 💯

Karla provided exceptional service from begining to end!! She was always there for me every step of the way to answer questions and provide feedback. You could tell that she was doing everything she could to be our advocate and do what was...

Reply from Karla Melgar

February 20th, 2026 03:55 PM

It's encouraging to hear that you felt supported throughout the process, Justin. I aim to be an advocate for my clients, and I'm glad my efforts were beneficial to you and your family. If any questions come up in the future, feel free to reach...

Muy buenos 💯

Melissa Maynard has received a review with 5 star rating from Ybedu7

Reply from Owner

July 14th, 2026 04:58 PM

Thank you for the five star review. You were a pleasure to work with. Congratulations on your new home purchase. Keep us in mind if you need anything in the future.

Abilty to close loan on time as promised, provided clarification on loan estimates and changes during the entire process and provided very competitive rates.

Reply from Melissa Maynard

April 7th, 2026 03:58 PM

It's great to know that the process met your expectations, Yooku. Ensuring timely closings and providing clear explanations on loan estimates are priorities I take seriously. I'm glad to hear that the competitive rates made a positive impact...

Mackenzie was practically always available with any questions or concerns I had and was incredibly helpful and pleasant thoughout the entire home buying process. I would reccomend her to anyone!

Reply from Mackenzie Smerdon

February 20th, 2026 06:00 PM

Colby, thank you for sharing your experience. I'm happy to know that my availability and assistance made the home buying process smoother for you. Your recommendation means a lot to me, and I'm glad I could be of help throughout your journey....

EHL and Jeff Gaccione were helpful for the home buying process. Most things ran smoothly but due to some strangeness in the paperwork for the financing the process was became a little more murkey to follow. Overall though the service was great,...

Reply from Jeff Gaccione

February 5th, 2026 12:45 AM

It's great to hear that you found the overall process helpful and that the portal was easy to work with, Jan. I understand that some aspects of the financing paperwork could have been clearer, and I appreciate your patience. Ensuring you have...

I LOVE working with Eric! He is always quick to respond, easy to talk to and you can tell he really cares. He took the time to get to know my buyers, and was there for them with every step and hurdle. He even came to their closing to meet them...

Reply from Eric Sanders

February 10th, 2026 03:26 PM

Thx Renee. You are the best!!! Teamwork

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About

Since 1983, we’ve been helping homebuyers and homeowners get the financing they need to buy a new home, refinance an existing mortgage, or consolidate high-interest debt. Customer satisfaction is our highest priority (we continue to win awards), and we are always developing new loan products to fit the individual needs of our borrowers. When you work with us, you’ll discover why getting a mortgage is so much better when you Embrace it.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Mortgage Refinance

Year Started

1983

Time Zone

Eastern Standard Time (EST)

Disclaimer

Embrace Home Loans, LLC. is an Equal Housing Lender

Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us

Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.