Embrace Home Loans, Inc., Middletown, RI

Middletown, RI

4.92

(76,480)

Mortgage

Mortgage Loan Officer

Contact Info

(800) 333-3004

Middletown, RI

https://www.embracehomeloans.com

Location & Business Hours

Business Hours

Tues

9 AM to 5 PM

Wed

9 AM to 5 PM

Thu

9 AM to 5 PM

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4.92

(76,480)

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5 Star

96%

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3 Star

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1 Star

Extremely quick and responsive to all questions, a lot of transparency throughout the entire process, and deep knowledge in the home loan industry to help advise on the best options for my specific situation

Reply from Brian Woltman

July 13th, 2026 07:57 PM

Matthew, I'm pleased to know that you found the process transparent and that my responsiveness met your needs. It's good to hear that my knowledge in the home loan industry was helpful for your situation. If you have any further questions or...

It was indeed a pleasure working with Kirk Hutchings on a recent refinancing. It was a smooth process, handled entirely remotely. Kirk was very accessible and quick to address any issues promptly and effectively.The Embrace Home Loan team supporting...

I appreciated Kirk's engagement and communication style and frequency! He was very accessible and reaponsive and made the entire process a smooth one.

Reply from Kirk Hutchings

July 13th, 2026 07:17 PM

Thank you, Fernando! I'm glad to hear that my communication style and accessibility made the process smooth for you. If you have any more questions or need assistance in the future, please feel free to reach out.

Ricardo Guido has received a review with 5 star rating from Jack V

Muy buena experiencia muy amable servicial facir de contactar responded todas las inquietudes Very good experience friendly helpfully easy to contact answer all your questions very well

Reply from Ricardo Guido

July 13th, 2026 06:53 PM

Ernesto, me alegra saber que tuviste una buena experiencia y que encontraste mi servicio amable y servicial. Siempre estoy aquí para responder a tus inquietudes, así que no dudes en contactarme si necesitas más ayuda en el futuro.

I would have preferred to have more contact and updates, but I take responsibility for not reaching out to connect.

This is a great team ! They will definitely walk you through the process and answer any questions.

Reply from Owner

July 9th, 2026 01:59 PM

I'm pleased to hear that you had a great experience with our team. It's important to us to guide you through the process and address any questions you may have. If there's anything else you need, please feel free to reach out.

I believe your team in general made it a very good experience for us being FHA. thank you!

Reply from Wayne Palkovic

July 9th, 2026 01:59 PM

Thank you, Christopher. I'm pleased to hear that you had a good experience with my team at Embrace Home Loans during your FHA process. Your feedback is appreciated, and I'm here if you have any further questions or need assistance.

"Outstanding experience with Chrysta MacBlain! She delivered on a lightning-fast 3-week close when other said it couldn't be done. Professional, transparent, and always kept us in the loop. Highly recommend!"

Reply from Chrysta Beckous

July 13th, 2026 01:55 PM

I'm glad to hear that you had a great experience, Gayle. It's wonderful to know that the fast closing and transparency made a positive impact. Thank you for your recommendation!

Patrick is knowledgeable, kind, considerate, patient, diligent, and explains the process and terminology in understandable ways. He was timely and followed through under difficult circumstances finding an appropriate loan. I highly recommend...

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About

Since 1983, we’ve been helping homebuyers and homeowners get the financing they need to buy a new home, refinance an existing mortgage, or consolidate high-interest debt. Customer satisfaction is our highest priority (we continue to win awards), and we are always developing new loan products to fit the individual needs of our borrowers. When you work with us, you’ll discover why getting a mortgage is so much better when you Embrace it.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Mortgage Refinance

Year Started

1983

Time Zone

Eastern Standard Time (EST)

Disclaimer

Embrace Home Loans, LLC. is an Equal Housing Lender

Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us

Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.