

Central Trust Bank - Main, Jefferson City, MO
Meet Your Goals with the Right Mortgage Loan
Jefferson City, MO

Home loans and mortgage services with a more personal touch!
We review your unique financial situation and goals to get you prequalified and ready for the home search.
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Reviews from Web
Keith has a great sense of humor, is very knowledgeable, and enjoyable to work with. We would highly recommend him!
I have delayed buying / building a home my entire life because the process, beginning with the loan, was simply too intimidating. Stephanie walked me through the entire thing, and answered every single "dumb" question I had without laughing...
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Reply from Stephanie Saulbeamer
March 5th, 2025 03:36 PM
Teilla, your kind words truly mean a lot to me. I'm so glad I could support you through the home buying process and make it feel a bit less intimidating. No question is ever "dumb" when it comes to making such an important decision, and I'm...
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Stephanie was excellent and professional!
Reply from Stephanie Saulbeamer
March 5th, 2025 03:33 PM
Thank you so much for your kind words, Shata! I'm thrilled to hear that you had a positive experience and felt I provided excellent and professional service. It's always my goal to ensure my clients feel supported and valued. If there's anything...
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Everything went like clockwork!
Sue was very knowledgeable and communicative through our refinance process. She answered all of our questions and talked us through all of our options. We have always had a great experience working with Sue.
Reply from Sue King
April 29th, 2025 03:41 PM
I'm thrilled to hear about your positive experience with your refinance! It was a pleasure assisting you and Tony, and ensuring all of your questions were answered. I look forward to working with you again in the future! - Sue
Mike went above and beyond for us. As first time homebuyers, we were very daunted by this process originally—especially purchasing a home fsbo. But we couldn't have asked for a more communicative, knowledgeable, and thorough person to guide...
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Darla was simply the best - extremely well organized and communicative throughout. She couldn't have done anything better.
i would very highly recommend Darla - she's awesome!
Reply from Darla Stegeman
March 5th, 2025 10:00 PM
Doug, thank you so much for your kind words! It's always my goal to be as organized and communicative as possible, so it means a lot to know that it made a difference for you. Your recommendation is greatly appreciated. If you ever need anything...
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We realize that the last few loans processed for us were not large dollar but the interaction sure made it felt like they were less important. Additionally, we felt like paying 4 sets of costs to the bank was absurd, 2 maybe but 4? It cost...
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John was informative and very personable. He was fast and efficient. Great service
Mike and his team were fantastic. Helpful, knowledgeable, and communicative. They couldn't have made the process easier.
Reply from Kammerzell Mortgage Team
July 15th, 2025 03:07 PM
Jamie - We appreciate the opportunity to work with you. You are now approx. 50% through your planned project. I have been viewing the progress of your home's construction. I suspect you are excited to make the next move. Have a terrific summer....
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About
Home loans and mortgage services with a more personal touch!
We review your unique financial situation and goals to get you prequalified and ready for the home search.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Company
Time Zone
Central Standard Time (CST)
Disclaimer
The Central Trust Bank NMLS ID # 407985