Central Trust Bank - Main, Jefferson City, MO
Meet Your Goals with the Right Mortgage Loan
Jefferson City, MO
Home loans and mortgage services with a more personal touch!
We review your unique financial situation and goals to get you prequalified and ready for the home search.
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Reviews from Web
Patrick is knowledgable, kind, and helpful. He talked me through all of my options, what to expect every step of the way, and was able to provide guidance every time I had a question. I would recommend him to anyone; I'm so thankful my agent...
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Very easy process
We've used C.O. and Central Bank for all 3 of our home loans over the last 15 years. We love being able to ask questions and get a prompt response, as well as being able to trust that they have our best interest in mind, too! Competitive rates...
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Reply from C.O. Scheffer
January 7th, 2026 02:25 PM
I appreciate your thoughtful review, Rachael. It's rewarding to know that you've chosen to work with me and Central Trust Bank for your home loans over the years. Being trusted as a reliable resource for your questions and ensuring your best...
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Libby was very helpful and informative. Being a new home owner is not an easy task and she helped us a lot with this information and sorting through which loan is best for us.
Reply from Libby de Verges
January 7th, 2026 03:23 PM
Good morning Peyton - thank you for the positive review! I enjoy working with first time home buyers - explaining the myths of homeownership, guiding you to a loan product that best fits your needs as well as preparing the way for a smooth...
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Darla and Becca were great throughout the whole process and even after and answered any questions we had.
Reply from Darla Stegeman
January 7th, 2026 03:01 PM
I'm pleased to hear that you found the process smooth and that your questions were answered thoroughly, Matt. It was a pleasure working with you. Congratulations on your new HOME!
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Amber was very professional in handling my loan. She kept me informed every step of the way. She always answered every question I had no matter how insignificant. i I woukd highly recommend her!
Reply from Amber Austin
January 7th, 2026 02:15 PM
Thank you so much, Betty! You were amazing to work with! I’m glad I could keep you informed and help answer all your questions along the way—no question is ever insignificant. I really appreciate the recommendation and please don't hesitate...
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Kevin Strahm
Kevin was great to work with. Being a first time homebuyer and having an odd work schedule he was easy to reach when I had questions including on the weekends. I would definetly recommend him
Reply from Kevin Strahm
January 12th, 2026 03:29 PM
I appreciate your kind words, and I'm glad I could be accessible and supportive during your first homebuying experience. It’s important to provide the flexibility needed to fit around busy schedules. Thank you for recommending my services.
Libby is truly one of a kind. From day one, she was there for my family every step of the way, making us feel supported, informed, and genuinely cared for. She was always easy to reach, quick to communicate, and never hesitated to answer our...
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Reply from Libby de Verges
January 7th, 2026 05:04 PM
Carol- I was honored to step in and take your home purchase to the finish line. The homebuying process is often overwhelming- I have learned to break down the elements for my buyers - explain the steps to reach the day of closing. But more...
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Denzel was AWESOME and very helpful!! He was very attentive and made sure all of my questions were answered and that I was informed during the entire homebuying process.
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Adrianne Tucker
Adrianne is knowledgeable and always quick to respond. She even came in on her day off for us to sign docs. We will definitely recommend her!
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About
Home loans and mortgage services with a more personal touch!
We review your unique financial situation and goals to get you prequalified and ready for the home search.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Company
Time Zone
Central Standard Time (CST)
Disclaimer
Equal Housing Lender | Member FDIC The Central Trust Bank NMLS ID # 407985