

Luminate Bank, Minneapolis, MN
Minneapolis, MN

At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Chip was great! He did his best to communicate everything that was going on. First State Mortgage and the senior level management were not pleasant to work with. I appreciate everything that Chip did to get everyone to the finish line.
Tom was always available when needed and answered all questions. He was a pleasure to work with!
Reply from Tom Thiel
August 31st, 2026 02:53 PM
Thank you for the great review! Congratulations on the purchase of your beautiful new home!
Chip and the team at First State mortgage a extremely easy and stress-free experience. The way Chip explained everything was clear and concise, and worked extremely hard to get me the best mortgage for my needs and situation. Thank you so much,...
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The personal communication! Always so sweet with a solution mindset if the were things needed! Such a great experience!
Reply from Angie Gerhardson
August 11th, 2025 02:49 PM
Thanks, Nick, for your kind words. I was so happy to be able to help you guys!! It was a bumpy ride, but I'm so glad we got there!! Congratulations and thank you again!!
I've worked with many loan officers personally and professionally where I can say Steve Crowell is one of the best in the field. He is very knowledgeable with complex scenarios, informative and accessible. He's definitely the person you'd want...
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Great communication during the loan process
Look up “salt of the earth,” in Webster’s, and next to it should be a picture of Art Wood. I couldn’t think of anyone better to use for any future mortgage loans I may need. I was petrified as a first time home buyer of the whole process, but...
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Reply from Owner
August 11th, 2025 07:34 PM
WOW!!! Just WoW!!! I am going to frame this and put it in my office and rea it often. When i think of how I want to be remembered as a mortgage guy, you hit the nail on the head. It is truly my honor and privilege to help you and your family...
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Great communication during the entire loan process.
Reply from Owner
October 24th, 2025 12:00 AM
Thank you so much for the kind words, John!
Friendly and efficient transaction .
Renee was very helpful and willing to work with us even though we were overseas while trying to purchase a house. She went above and beyond and her kindness was very much appreciated.
Reply from Renee Soberano
August 26th, 2025 08:31 PM
Thank you for your thoughtful review, Tamara. I'm pleased to hear that I could assist you while you were overseas and help make the home purchasing process smoother. Going above and beyond is always my goal, and knowing that my efforts, especially...
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About
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Company
Time Zone
Pacific Standard Time (PST)
Disclaimer

Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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