

Luminate Bank, Minneapolis, MN
Minneapolis, MN

At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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From the very first phone conversation we had, Norbert made it easy to apply for the loan. He & his staff are efficient & very customer service oriented.
Jon Carlo is very knowledgeable and personable. He took great care to explain all of my options and really listened to my wants and needs. I felt he had my best interest at heart and gave me good advice when I asked for it.
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Working with a skillful group of people..
110% on communication. I never had to reach out to find out what was happening with the loan processing. I was kept very informed.
I could not have asked for more from Jon Carlo at Luminate! He is knowledgeable and personable and took great care to describe all of my options. I felt listened to and appreciated his advice. Jon Carlo was with my every step of the way and...
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Very disappointing experience. Initial discussions were transparent and promising, but once another loan officer stepped into the process, communication became inconsistent and the financing terms changed significantly from what was originally...
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Everything was quick and smooth ! any questions i had were answered and explained clearly!
We, as first time homebuyers, had large amount of questions but Karl stuck with us and saw to it our family were smooth sailing with the whole process.
Cam was easy to work with, explained everything well, and got everything done quickly!
Working with Mr. Felix Castro was an absolute pleasure from start to finish. He kept my family and me informed every step of the way, making what could have been a stressful process feel smooth and manageable. Every question we had — big or...
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Reply from Felix Castro
June 15th, 2026 08:25 PM
Rey, I'm really pleased to hear that you and your family had a positive experience working with me. It's important to me that you felt informed and supported throughout the process. Thank you for your kind words and for recommending my services...
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About
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Company
Time Zone
Pacific Standard Time (PST)
Disclaimer

Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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