

Luminate Bank, Minneapolis, MN
Minneapolis, MN

At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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A+ service
Dave was frequently available during times that we had not expected him to be. He was attentive and informative. He frequently checked in with us to see how our house hunting was going.
Reply from Dave Usiak
August 31st, 2026 02:02 PM
Pleshette, thank you for sharing your experience. Being available and checking-in are something I pride myself in doing while you house hunt and during the process. If you have any further questions or need assistance, please feel free to reach...
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Grant and his team will do what it takes to get the loan closed accurately and efficiently! We have worked with Grant for several years - he's helped with a condo, refinance, and a new construction loan. He does it all!
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Reply from Grant Bellis
August 31st, 2026 02:07 PM
I appreciate your kind words, Alaina. It's been great working with you over the years on various loan projects. Your trust in me and my team at First State Mortgage means a lot, and I'm always here to assist with any future needs.
quick response
Reply from Candace Copeland
June 29th, 2026 12:51 PM
Thank you so much for the 5 Star Review.
We’ve worked with Tom for over a decade, and he has been outstanding every step of the way. He’s always on top of things, incredibly responsive, and genuinely focused on finding the best solution for our needs. His warm, friendly approach makes...
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Reply from Tom Thiel
August 31st, 2026 02:53 PM
Thanks for the great review! It was an honor to assist in the purchase of the new house!
Jason Marsh is the best. He was there for us every second of the day, even nights on the weekends. Outstanding guy and service!
Reply from Jason Marsh
August 31st, 2026 02:10 PM
Thank you! It was great working with you guys too; you did a great job!
You worked endlessly and told us what we needed to do to get credit where we could buy. You dumbed things down when we didn't understand it. You were always there for ALL questions, even the dumb ones. It was stressful enough buying a house,...
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Felix and his team are incredible partners in helping our buyers close a very challenging short sale. He structured the loan in a way that allowed it to get approved, stayed proactive through every hurdle, and never stopped pushing the file...
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Reply from Felix Castro
June 15th, 2026 08:24 PM
Thank you, Janette, for your kind words. I'm pleased to hear that my team and I could assist in navigating the challenges of the short sale process. Your collaboration and dedication were also key in achieving this successful outcome.
is a very hard worker. He listened and offers solutions. Always picks up his phones, even on his days off. very knowledgeable on all the different types of Mortgage programs that are available. he tells a mortgage to fit your needs.. offers...
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Reply from Jason Marsh
August 31st, 2026 02:10 PM
Thanks Frank, I always enjoy working with you too, you are a great realtor and do a great job for your clients!
Dave was very good at explaining everything to me as a first time home buyer. He made the process as smooth as it can be and made sure I was informed on everything before closing date! Would highly highly recommend him and his team for any...
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Reply from Dave Usiak
August 31st, 2026 02:02 PM
Abbie I am grateful for your kind words. It's gratifying to know that my explanations helped make your home buying process smooth. Ensuring you're informed before closing is very important to me, and I'm pleased to hear you felt supported....
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About
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Company
Time Zone
Pacific Standard Time (PST)
Disclaimer

Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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