Cole Holmes
VP, Texas Region Sales
Legend has it that the word "Cole" originated from an old term meaning "loves to serve." As a Producing Branch Manager, it's Cole's mission to provide you with a second-to-none experience by delivering proactive communication, so you don't ... Show More
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9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
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Reviews from Web
Cole and his team were amazing. In a extreme market situation they served our family with grace and poise through the entire lending process. Every member of his team was polite and helpful. So blessed to have been recommended to use Cole and...
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Reply from Owner
April 24th, 2020 12:00 AM
We are so glad Cole was recommended to you. His extensive industry knowledge and the customer service he provides his customers, make him such an asset to the Waterstone Mortgage family. Thank you for taking the time to write this review, Dan....
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Cole, Karen and their team exceeded expectations at every turn. This refi was completely stress-free, and proceeded smoothly and actually quicker than we anticipated. Questions were addressed quickly and accurately and numbers were as promised...
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Reply from Owner
April 23rd, 2020 12:00 AM
Exceeding expectations and providing stellar customer service are always our top priorities, here at Waterstone Mortgage. We appreciate your recommendation and look forward to working with you again in the future.
Worked with Cole and his team on my refinancing only a year after using him for my first mortgage. Very quick and easy process and exactly what I needed. Thanks again
Reply from Owner
April 17th, 2020 12:00 AM
Thank you for sharing the fantastic experience with us, James. We are happy to hear Cole continues to provide excellent service time and time again. Don't be a stranger!
We had such a fantastic experience working with Cole Holmes and his team at Waterstone Mortgage. He is extremely efficient and made the entire process very easy for us. I truly appreciate their proactive communication and rapid responses. I...
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Reply from Owner
April 1st, 2020 12:00 AM
Thank you for sharing your fantastic experience with us. An efficient and knowledgeable team makes the process smooth and easy. We appreciate your recommendation and look forward to working with you again in the future. Thanks again!
After going through the entire approval process for a construction loan, Cole stopped communicating completely. We were part of a townhome development and apparently he didn't want to give us a loan unless the other 3 homes also went with him....
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Cole Holmes team at Waterstone Mortgage is incredible. They are very knowledgeable and really care about your experience. I had a good rate (low 4%) already, but Cole was so diligently watching the market movement he was able to bring it down...
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Reply from Owner
February 10th, 2020 12:00 AM
Thank you for taking the time to write this raving review, Ezra. We agree, Cole and his team are incredible at helping their customers achieve their dream of home-ownership. It sounds like they provided you with superior customer service,throughout...
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Cole was the best lender I’ve worked with. He provided many loan options for the home we were buying and guided us towards the best option for our needs. He was very professional and relational and that made me feel like he had our best interest...
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Reply from Owner
January 22nd, 2020 12:00 AM
Thank you for this review. When a you work with a loan originator, who has your best needs in mind, the loan process becomes a breeze. We're glad Cole went above and beyond to get you the best loan for your needs. We hope you are enjoying your...
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Cole Holmes and his team helped me close on my home in record time! Everything went smoothly from start to finish! I would recommend him and his team to anyone looking for a lender!
Reply from Owner
November 27th, 2019 12:00 AM
Thank you for this 5-star review, John. A smooth, quick closing, is what we strive to provide all of our customers. We hope you are enjoying your new home. Thanks again!
He’s so helpful in guiding through the process of buying a home. He answered my questions very thoroughly which helped me feel much more confident through the process. He’s very personable and friendly.
Reply from Owner
October 15th, 2019 12:00 AM
Thank you for sharing your experience with us, Kathryn! Having an informed and personable loan originator like Cole certainly makes the home loan process even more positive. We hope to work with you again on any of your future home purchase...
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Cole and the team made this process extremely simple and user friendly. Professional, seamless execution. Amazing experience. What a pleasure to work with.
Reply from Owner
August 22nd, 2019 12:00 AM
Thank you for your kind review, Steve. Having a loan originator who makes the home loan process a seamless experience is certainly a huge plus! Enjoy your new home!
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About
Legend has it that the word "Cole" originated from an old term meaning "loves to serve." As a Producing Branch Manager, it's Cole's mission to provide you with a second-to-none experience by delivering proactive communication, so you don't have to be reactive.
Cole has more than two decades of experience in residential lending, including home purchases, refinances, and cash-out refinances. He holds the Certified Mortgage Planning Specialist (CMPS) designation, blending mortgage planning with financial planning. Most importantly, he and his team put the "FUN" back in "FUNding"!
Products & Services
Mortgage Loan Officer
Construction Loan
Bridge Loans
Adjustable Rate Mortgages
Fixed-Rate 40-Year Mortgage
Cash-Out Refinances
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #206857
Awards
Disclaimer
State of Alabama Licensee Exempt.Washington Consumer Loan Branch Office Licensee #CL-1463063.Arkansas Combination Mortgage Banker-Broker-Servicer License #129312.State of Illinois Licensee Exempt.State of Kentucky Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions